SG Capital PCL (BKK:SGC) LT-Debt-to-Total-Asset: 0.43 (As of Mar. 2026)

What is SG Capital PCL LT-Debt-to-Total-Asset?

SG Capital PCL BKK:SGC +4.29% 48 LT-Debt-to-Total-Asset is 0.43 as of Mar. 2026. GuruFocus rates BKK:SGC with a GF Score™ of 48/100 and a GF Value™ of ฿0.93 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. SG Capital PCL's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.43.

SG Capital PCL's long-term debt to total assets ratio increased from Mar. 2025 (0.02) to Mar. 2026 (0.43). It may suggest that SG Capital PCL is progressively becoming more dependent on debt to grow their business.

SG Capital PCL (BKK:SGC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

SG Capital PCL LT-Debt-to-Total-Asset Related Terms

SG Capital PCL LT-Debt-to-Total-Asset Historical Data

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The historical data trend for SG Capital PCL's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SG Capital PCL LT-Debt-to-Total-Asset Chart

SG Capital PCL Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.66

0.63

0.58

0.03

0.43

SG Capital PCL Quarterly Data
	Dec20	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.02	0.15	0.28	0.43	0.43

48GF Score

SG Capital PCL BKK:SGC

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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SG Capital PCL LT-Debt-to-Total-Asset Calculation

SG Capital PCL's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	6044.132	/	13995.205
	=	0.43

SG Capital PCL's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	6047.047	/	14201.495
	=	0.43

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.43 mean?

SG Capital PCL (BKK:SGC) has a LT-Debt-to-Total-Asset of 0.43 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on SG Capital PCL and its competitors.

Is SG Capital PCL's LT-Debt-to-Total-Asset too high?

SG Capital PCL's current LT-Debt-to-Total-Asset is 0.43. Overall, SG Capital PCL has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does SG Capital PCL's LT-Debt-to-Total-Asset compare to V and MA?

SG Capital PCL's LT-Debt-to-Total-Asset of 0.43 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on SG Capital PCL and its competitors. SG Capital PCL's current LT-Debt-to-Total-Asset is 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is SG Capital PCL stock overvalued right now?

Based on GuruFocus' analysis, SG Capital PCL (BKK:SGC) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.93, compared to a current price of ฿1.70 — trading 82.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.43. SG Capital PCL's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For SG Capital PCL (BKK:SGC), the current LT-Debt-to-Total-Asset is 0.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SG Capital PCL (BKK:SGC) Overvalued in 2026?

Based on GuruFocus' analysis, SG Capital PCL stock appears to be overvalued. The current stock price of ฿1.70 is trading 82.8% above its estimated GF Value™ of ฿0.93. GuruFocus considers SG Capital PCL to be Significantly Overvalued.

Key valuation signals for BKK:SGC:

LT-Debt-to-Total-Asset: 0.43
GF Value™: ฿0.93 vs. price of ฿1.70 (82.8% above fair value)
GF Score™: 48/100 with 7 warning signs

No single metric tells the full story. See the BKK:SGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SG Capital PCL Business Description

Industry Financial Services Credit Services

Comparable Companies BKK:THANI BKK:SINGER BKK:SCAP BKK:ASK BKK:SAK BKK:TNL BKK:NCAP BKK:HENG BKK:S11 BKK:JMT V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Address Charoen Krung Road, 72 NT Bangrak Tower, 20th Floor, Bangrak, Bangkok, THA, 10500

Website https://www.sgcapital.co.th

SG Capital PCL is engaged in providing financial services to non-financial institutions. It involves sales by hire purchase contracts of electrical appliances, commercial product, mobile phones and vehicles, and loan receivables and others. The company offers various services such as hire-purchase of electrical appliances and household appliances, commercial appliances and machinery (Captive Finance); and loans with vehicle registration as collateral (trucks, passenger cars, commercial vehicles), debt consolidation welfare loans, and gold installment loans (Click2Gold) under the name SG Capital. The Company is managed and operates principally in Thailand.

48GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.70

Price

฿0.93

GF Value

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