SG Capital PCL (BKK:SGC) Interest Coverage: N/A (As of Mar. 2026)


BKK:SGC SG Capital PCL BKK:SGC
48 GF Score
Price ฿1.47
GF Value ฿0.94
Valuation Significantly Overvalued
! 7 Warning Signs
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What is SG Capital PCL Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SG Capital PCL's Operating Income for the three months ended in Mar. 2026 was ฿223 Mil. SG Capital PCL's Interest Expense for the three months ended in Mar. 2026 was ฿0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for SG Capital PCL's Interest Coverage or its related term are showing as below:


BKK:SGC's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 49.41
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SG Capital PCL  (BKK:SGC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SG Capital PCL Interest Coverage Related Terms


SG Capital PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for SG Capital PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SG Capital PCL Interest Coverage Chart

SG Capital PCL Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial N/A N/A N/A N/A N/A

SG Capital PCL Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

BKK:SGC vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, SG Capital PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SG Capital PCL Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SG Capital PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SG Capital PCL's Interest Coverage falls into.


BKK:SGC
48GF Score
SG Capital PCL BKK:SGC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SG Capital PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SG Capital PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, SG Capital PCL's Interest Expense was ฿0 Mil. Its Operating Income was ฿465 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿6,044 Mil.

GuruFocus does not calculate SG Capital PCL's interest coverage with the available data.

SG Capital PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, SG Capital PCL's Interest Expense was ฿0 Mil. Its Operating Income was ฿223 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿6,047 Mil.

GuruFocus does not calculate SG Capital PCL's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is SG Capital PCL (BKK:SGC) Overvalued in 2026?

Based on GuruFocus' analysis, SG Capital PCL stock appears to be overvalued. The current stock price of ฿1.47 is trading 56.4% above its estimated GF Value™ of ฿0.94. GuruFocus considers SG Capital PCL to be Significantly Overvalued.

Key valuation signals for BKK:SGC:

  • Interest Coverage: N/A
  • GF Value™: ฿0.94 vs. price of ฿1.47 (56.4% above fair value)
  • GF Score™: 48/100 with 7 warning signs

No single metric tells the full story. See the BKK:SGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SG Capital PCL Business Description

Address Charoen Krung Road, 72 NT Bangrak Tower, 20th Floor, Bangrak, Bangkok, THA, 10500
SG Capital PCL is engaged in providing financial services to non-financial institutions. It involves sales by hire purchase contracts of electrical appliances, commercial product, mobile phones and vehicles, and loan receivables and others. The company offers various services such as hire-purchase of electrical appliances and household appliances, commercial appliances and machinery (Captive Finance); and loans with vehicle registration as collateral (trucks, passenger cars, commercial vehicles), debt consolidation welfare loans, and gold installment loans (Click2Gold) under the name SG Capital. The Company is managed and operates principally in Thailand.
48GF Score

Get the complete analysis for BKK:SGC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.47
Price
฿0.94
GF Value