SG Capital PCL (BKK:SGC) PE Ratio: 20.84 (As of Jul. 24, 2026) — 33% Below Median

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BKK:SGC SG Capital PCL BKK:SGC
48 GF Score
Price ฿1.73
GF Value ฿0.92
Valuation Significantly Overvalued
! 7 Warning Signs
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What is SG Capital PCL PE Ratio?

SG Capital PCL BKK:SGC +1.76% 48 PE Ratio is 20.84 as of Jul. 24, 2026, which is 33% below its 10-year median of 31.03. GuruFocus rates BKK:SGC with a GF Score™ of 48/100 and a GF Value™ of ฿0.92 (Significantly Overvalued). The stock has 7 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-24), SG Capital PCL's share price is ฿1.73. SG Capital PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ฿0.08. Therefore, SG Capital PCL's PE Ratio for today is 20.84.

During the past 7 years, SG Capital PCL's highest PE Ratio was 80.00. The lowest was 10.00. And the median was 31.03.

SG Capital PCL's EPS (Diluted) for the three months ended in Mar. 2026 was ฿0.03. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ฿0.08.

As of today (2026-07-24), SG Capital PCL's share price is ฿1.73. SG Capital PCL's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ฿0.08. Therefore, SG Capital PCL's PE Ratio without NRI ratio for today is 20.84.

During the past 7 years, SG Capital PCL's highest PE Ratio without NRI was 80.00. The lowest was 10.00. And the median was 31.03.

SG Capital PCL's EPS without NRI for the three months ended in Mar. 2026 was ฿0.03. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ฿0.08.

During the past 12 months, SG Capital PCL's average EPS without NRI Growth Rate was 245.80% per year. During the past 3 years, the average EPS without NRI Growth Rate was -40.90% per year.

During the past 7 years, SG Capital PCL's highest 3-Year average EPS without NRI Growth Rate was -40.90% per year. The lowest was -50.50% per year. And the median was -45.70% per year.

SG Capital PCL's EPS (Basic) for the three months ended in Mar. 2026 was ฿0.03. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ฿0.08.

Back to Basics: PE Ratio


SG Capital PCL  (BKK:SGC) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


SG Capital PCL PE Ratio Related Terms


SG Capital PCL PE Ratio Historical Data

* Premium members only.

The historical data trend for SG Capital PCL's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SG Capital PCL PE Ratio Chart

SG Capital PCL Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial N/A 18.37 At Loss 54.09 15.00

SG Capital PCL Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.92 23.45 27.38 15.00 10.24

BKK:SGC vs V, MA, AXP: PE Ratio Comparison

For the Credit Services subindustry, SG Capital PCL's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SG Capital PCL PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SG Capital PCL's PE Ratio distribution charts can be found below:

* The bar in red indicates where SG Capital PCL's PE Ratio falls into.


BKK:SGC
48GF Score
SG Capital PCL BKK:SGC
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SG Capital PCL PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

SG Capital PCL's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=1.73/0.083
=20.84

SG Capital PCL's Share Price of today is ฿1.73.
SG Capital PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿0.08.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 20.84 mean?
SG Capital PCL (BKK:SGC) has a PE Ratio of 20.84 as of Jul. 24, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on SG Capital PCL and its competitors. This is 33% below median its historical median of 31.03. Over the past decade, SG Capital PCL's PE Ratio has ranged from 10.00 to 80.00.
Is SG Capital PCL's PE Ratio too high?
SG Capital PCL's current PE Ratio of 20.84 is 33% below median its 10-year median of 31.03. Over the past 10 years, this metric has ranged from a low of 10.00 to a high of 80.00. Overall, SG Capital PCL has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SG Capital PCL's PE Ratio compare to V and MA?
SG Capital PCL's PE Ratio of 20.84 can be compared against companies in the Credit Services industry. Historically, SG Capital PCL's own PE Ratio has ranged from 10.00 to 80.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Credit Services company?
A good PE Ratio depends on the Credit Services industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on SG Capital PCL and its competitors. SG Capital PCL's current PE Ratio is 20.84, which is 33% below median its own 10-year median of 31.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SG Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, SG Capital PCL (BKK:SGC) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.92, compared to a current price of ฿1.73 — trading 88% above its estimated fair value. The current PE Ratio is 20.84, which is 33% below median its 10-year median of 31.03. SG Capital PCL's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For SG Capital PCL (BKK:SGC), the current PE Ratio is 20.84 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SG Capital PCL (BKK:SGC) Overvalued in 2026?

Based on GuruFocus' analysis, SG Capital PCL stock appears to be overvalued. The current stock price of ฿1.73 is trading 88% above its estimated GF Value™ of ฿0.92. GuruFocus considers SG Capital PCL to be Significantly Overvalued.

Key valuation signals for BKK:SGC:

  • PE Ratio: 20.84 (33% below median its 10-year median of 31.03)
  • GF Value™: ฿0.92 vs. price of ฿1.73 (88% above fair value)
  • GF Score™: 48/100 with 7 warning signs

No single metric tells the full story. See the BKK:SGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SG Capital PCL Business Description

Address Charoen Krung Road, 72 NT Bangrak Tower, 20th Floor, Bangrak, Bangkok, THA, 10500
SG Capital PCL is engaged in providing financial services to non-financial institutions. It involves sales by hire purchase contracts of electrical appliances, commercial product, mobile phones and vehicles, and loan receivables and others. The company offers various services such as hire-purchase of electrical appliances and household appliances, commercial appliances and machinery (Captive Finance); and loans with vehicle registration as collateral (trucks, passenger cars, commercial vehicles), debt consolidation welfare loans, and gold installment loans (Click2Gold) under the name SG Capital. The Company is managed and operates principally in Thailand.
48GF Score

Get the complete analysis for BKK:SGC

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.73
Price
฿0.92
GF Value