SG Capital PCLBKK:SGC -1.34%48 Quick Ratio is 17.82 as of Mar. 2026, which is 624% above its 10-year median of 2.46. GuruFocus rates BKK:SGC with a GF Score™ of 48/100 and a GF Value™ of ฿0.94 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 394 Credit Services companies, SG Capital PCL ranks better than 62.94% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. SG Capital PCL's quick ratio for the quarter that ended in Mar. 2026 was 17.82.
SG Capital PCL has a quick ratio of 17.82. It generally indicates good short-term financial strength.
The historical rank and industry rank for SG Capital PCL's Quick Ratio or its related term are showing as below:
BKK:SGC'
s Quick Ratio Range Over the Past 10 Years
Min: 0.47 Med: 2.46 Max: 17.82
Current: 17.82
During the past 7 years, SG Capital PCL's highest Quick Ratio was 17.82. The lowest was 0.47. And the median was 2.46.
BKK:SGC's Quick Ratio is ranked better than 62.94% of 394
companies
in the Credit Services industry
Industry Median: 4.855
vs BKK:SGC: 17.82
SG Capital PCL (BKK:SGC) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
SG Capital PCL Quick Ratio Related Terms
SG Capital PCL Quick Ratio Historical Data
* Premium members only.
The historical data trend for SG Capital PCL's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SG Capital PCL's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SG Capital PCL Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SG Capital PCL's Quick Ratio distribution charts can be found below:
* The bar in red indicates where SG Capital PCL's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
SG Capital PCL's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SG Capital PCL (BKK:SGC) has a Quick Ratio of 17.82 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on SG Capital PCL and its competitors. This is 624% above median its historical median of 2.46. Over the past decade, SG Capital PCL's Quick Ratio has ranged from 0.47 to 17.82. According to the industry distribution chart, SG Capital PCL ranks #146 out of 394 companies in the Credit Services industry, placing it in the top 37.1%.
Is SG Capital PCL's Quick Ratio too high?
SG Capital PCL's current Quick Ratio of 17.82 is 624% above median its 10-year median of 2.46. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 17.82. The Credit Services industry median Quick Ratio is 4.86. SG Capital PCL's value of 17.82 is 267% above this industry median. Based on the distribution chart, SG Capital PCL ranks #146 out of 394 companies in the Credit Services industry, which is above the industry midpoint. Overall, SG Capital PCL has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SG Capital PCL's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, SG Capital PCL ranks #146 out of 394 companies for Quick Ratio. This puts SG Capital PCL in the upper half of its industry. The industry median Quick Ratio is 4.86. SG Capital PCL's value of 17.82 is 267% above this benchmark. Historically, SG Capital PCL's own Quick Ratio has ranged from 0.47 to 17.82 over the past decade. While the company's 10-year median is 2.46 vs. the industry median of 4.86, SG Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SG Capital PCL's current Quick Ratio of 17.82 is 267% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on SG Capital PCL and its competitors. For the Credit Services industry, the median Quick Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SG Capital PCL's current Quick Ratio is 17.82, which is 624% above median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SG Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, SG Capital PCL (BKK:SGC) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.94, compared to a current price of ฿1.47 — trading 56.4% above its estimated fair value. The current Quick Ratio is 17.82, which is 624% above median its 10-year median of 2.46 and 267% above the Credit Services industry median of 4.86. SG Capital PCL's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For SG Capital PCL (BKK:SGC), the current Quick Ratio is 17.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SG Capital PCL (BKK:SGC) Overvalued in 2026?
Based on GuruFocus' analysis, SG Capital PCL stock appears to be overvalued.
The current stock price of ฿1.47 is trading 56.4% above its estimated GF Value™ of ฿0.94.
GuruFocus considers SG Capital PCL to be Significantly Overvalued.
Key valuation signals for BKK:SGC:
Quick Ratio: 17.82 (624% above median its 10-year median of 2.46)
GF Value™: ฿0.94 vs. price of ฿1.47 (56.4% above fair value)
Industry Position: 267% above the Credit Services median (#146 of 394)
No single metric tells the full story. See the BKK:SGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SG Capital PCL is engaged in providing financial services to non-financial institutions. It involves sales by hire purchase contracts of electrical appliances, commercial product, mobile phones and vehicles, and loan receivables and others. The company offers various services such as hire-purchase of electrical appliances and household appliances, commercial appliances and machinery (Captive Finance); and loans with vehicle registration as collateral (trucks, passenger cars, commercial vehicles), debt consolidation welfare loans, and gold installment loans (Click2Gold) under the name SG Capital. The Company is managed and operates principally in Thailand.
48GF Score
Get the complete analysis for BKK:SGC
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKK:SGC has been successfully added to your 
