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SG Capital PCL (BKK:SGC) ROA % : 1.36% (As of Sep. 2024)


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What is SG Capital PCL ROA %?

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. SG Capital PCL's annualized Net Income for the quarter that ended in Sep. 2024 was ฿189 Mil. SG Capital PCL's average Total Assets over the quarter that ended in Sep. 2024 was ฿13,893 Mil. Therefore, SG Capital PCL's annualized ROA % for the quarter that ended in Sep. 2024 was 1.36%.

The historical rank and industry rank for SG Capital PCL's ROA % or its related term are showing as below:

BKK:SGC' s ROA % Range Over the Past 10 Years
Min: -14.57   Med: 5.5   Max: 7.77
Current: 0.78

During the past 5 years, SG Capital PCL's highest ROA % was 7.77%. The lowest was -14.57%. And the median was 5.50%.

BKK:SGC's ROA % is ranked worse than
62.43% of 543 companies
in the Credit Services industry
Industry Median: 1.67 vs BKK:SGC: 0.78

SG Capital PCL ROA % Historical Data

The historical data trend for SG Capital PCL's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SG Capital PCL ROA % Chart

SG Capital PCL Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
ROA %
- 7.77 6.43 4.57 -14.57

SG Capital PCL Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.10 0.53 1.11 1.36

Competitive Comparison of SG Capital PCL's ROA %

For the Credit Services subindustry, SG Capital PCL's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SG Capital PCL's ROA % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SG Capital PCL's ROA % distribution charts can be found below:

* The bar in red indicates where SG Capital PCL's ROA % falls into.



SG Capital PCL ROA % Calculation

SG Capital PCL's annualized ROA % for the fiscal year that ended in Dec. 2023 is calculated as:

ROA %=Net Income (A: Dec. 2023 )/( (Total Assets (A: Dec. 2022 )+Total Assets (A: Dec. 2023 ))/ count )
=-2275.276/( (17783.365+13454.871)/ 2 )
=-2275.276/15619.118
=-14.57 %

SG Capital PCL's annualized ROA % for the quarter that ended in Sep. 2024 is calculated as:

ROA %=Net Income (Q: Sep. 2024 )/( (Total Assets (Q: Jun. 2024 )+Total Assets (Q: Sep. 2024 ))/ count )
=189.044/( (13572.968+14213.249)/ 2 )
=189.044/13893.1085
=1.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Sep. 2024) net income data. ROA % is displayed in the 30-year financial page.


SG Capital PCL  (BKK:SGC) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Sep. 2024 )
=Net Income/Total Assets
=189.044/13893.1085
=(Net Income / Revenue)*(Revenue / Total Assets)
=(189.044 / 1733.844)*(1733.844 / 13893.1085)
=Net Margin %*Asset Turnover
=10.9 %*0.1248
=1.36 %

Note: The Net Income data used here is four times the quarterly (Sep. 2024) net income data. The Revenue data used here is four times the quarterly (Sep. 2024) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


SG Capital PCL ROA % Related Terms

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SG Capital PCL Business Description

Traded in Other Exchanges
N/A
Address
No. 72 Charoen Krung Road, Telecommunication Tower, Building 20th Floor, Bangrak, Bangkok, THA, 10500
SG Capital PCL is engaged in providing financial services to non-financial institutions. It offers various services such as hire-purchase of electrical appliances and household appliances, commercial appliances and machinery (Captive Finance); and loans with vehicle registration as collateral (trucks, passenger cars, commercial vehicles), debt consolidation welfare loans, and gold installment loans (Click2Gold) under the name SG Capital. The Company is managed and operates principally in Thailand.