SG Capital PCLBKK:SGC +2.00%48 Current Ratio is 17.82 as of Mar. 2026, which is 624% above its 10-year median of 2.46. GuruFocus rates BKK:SGC with a GF Score™ of 48/100 and a GF Value™ of ฿0.94 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 394 Credit Services companies, SG Capital PCL ranks better than 62.18% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. SG Capital PCL's current ratio for the quarter that ended in Mar. 2026 was 17.82.
SG Capital PCL has a current ratio of 17.82. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for SG Capital PCL's Current Ratio or its related term are showing as below:
BKK:SGC'
s Current Ratio Range Over the Past 10 Years
Min: 0.47 Med: 2.46 Max: 17.82
Current: 17.82
During the past 7 years, SG Capital PCL's highest Current Ratio was 17.82. The lowest was 0.47. And the median was 2.46.
BKK:SGC's Current Ratio is ranked better than 62.18% of 394
companies
in the Credit Services industry
Industry Median: 4.985
vs BKK:SGC: 17.82
SG Capital PCL (BKK:SGC) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
SG Capital PCL Current Ratio Related Terms
SG Capital PCL Current Ratio Historical Data
* Premium members only.
The historical data trend for SG Capital PCL's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SG Capital PCL's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SG Capital PCL Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SG Capital PCL's Current Ratio distribution charts can be found below:
* The bar in red indicates where SG Capital PCL's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SG Capital PCL (BKK:SGC) has a Current Ratio of 17.82 as of Mar. 2026. This is 624% above median its historical median of 2.46. Over the past decade, SG Capital PCL's Current Ratio has ranged from 0.47 to 17.82. According to the industry distribution chart, SG Capital PCL ranks #149 out of 394 companies in the Credit Services industry, placing it in the top 37.8%.
Is SG Capital PCL's Current Ratio too high?
SG Capital PCL's current Current Ratio of 17.82 is 624% above median its 10-year median of 2.46. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 17.82. The Credit Services industry median Current Ratio is 4.99. SG Capital PCL's value of 17.82 is 257.5% above this industry median. Based on the distribution chart, SG Capital PCL ranks #149 out of 394 companies in the Credit Services industry, which is above the industry midpoint. Overall, SG Capital PCL has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SG Capital PCL's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, SG Capital PCL ranks #149 out of 394 companies for Current Ratio. This puts SG Capital PCL in the upper half of its industry. The industry median Current Ratio is 4.99. SG Capital PCL's value of 17.82 is 257.5% above this benchmark. Historically, SG Capital PCL's own Current Ratio has ranged from 0.47 to 17.82 over the past decade. While the company's 10-year median is 2.46 vs. the industry median of 4.99, SG Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SG Capital PCL's current Current Ratio of 17.82 is 257.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SG Capital PCL's current Current Ratio is 17.82, which is 624% above median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SG Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, SG Capital PCL (BKK:SGC) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.94, compared to a current price of ฿1.53 — trading 62.8% above its estimated fair value. The current Current Ratio is 17.82, which is 624% above median its 10-year median of 2.46 and 257.5% above the Credit Services industry median of 4.99. SG Capital PCL's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For SG Capital PCL (BKK:SGC), the current Current Ratio is 17.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SG Capital PCL (BKK:SGC) Overvalued in 2026?
Based on GuruFocus' analysis, SG Capital PCL stock appears to be overvalued.
The current stock price of ฿1.53 is trading 62.8% above its estimated GF Value™ of ฿0.94.
GuruFocus considers SG Capital PCL to be Significantly Overvalued.
Key valuation signals for BKK:SGC:
Current Ratio: 17.82 (624% above median its 10-year median of 2.46)
GF Value™: ฿0.94 vs. price of ฿1.53 (62.8% above fair value)
Industry Position: 257.5% above the Credit Services median (#149 of 394)
No single metric tells the full story. See the BKK:SGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SG Capital PCL is engaged in providing financial services to non-financial institutions. It involves sales by hire purchase contracts of electrical appliances, commercial product, mobile phones and vehicles, and loan receivables and others. The company offers various services such as hire-purchase of electrical appliances and household appliances, commercial appliances and machinery (Captive Finance); and loans with vehicle registration as collateral (trucks, passenger cars, commercial vehicles), debt consolidation welfare loans, and gold installment loans (Click2Gold) under the name SG Capital. The Company is managed and operates principally in Thailand.
48GF Score
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