GBNY (Generations Bancorp NY) EBITDA Margin %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GBNY Generations Bancorp NY Inc GBNY
36 GF Score
Price $15.28
GF Value $6.68
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Generations Bancorp NY EBITDA Margin %?

EBITDA Margin % does not apply to banks.

GBNY
36GF Score
Generations Bancorp NY Inc GBNY
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Generations Bancorp NY (GBNY) Overvalued in 2026?

Based on GuruFocus' analysis, Generations Bancorp NY stock appears to be overvalued. The current stock price of $15.28 is trading 128.7% above its estimated GF Value™ of $6.68. GuruFocus considers Generations Bancorp NY to be Significantly Overvalued.

Key valuation signals for GBNY:

  • EBITDA Margin %:
  • GF Value™: $6.68 vs. price of $15.28 (128.7% above fair value)
  • GF Score™: 36/100 with 3 warning signs

No single metric tells the full story. See the GBNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generations Bancorp NY Business Description

Address PO Box 372, Canandaigua, NY, USA, 14424
Generations Bancorp NY Inc is a federally chartered savings bank headquartered in Seneca Falls, New York. The Bank is a community-oriented savings institution whose business consists of accepting deposits from customers within its market area and investing those funds in loans secured by one- to four-family residential real estate, commercial real estate, business or personal assets, and in investment securities.
36GF Score

Get the complete analysis for GBNY

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.28
Price
$6.68
GF Value