Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Generations Bancorp NYGBNY 36 Dividend Yield % is 0.00% as of Aug. 07, 2026. GuruFocus rates GBNY with a GF Score™ of 36/100 and a GF Value™ of $6.68 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, Generations Bancorp NY ranks worse than 79872.12% on this metric.
As of today (2026-08-07), the Trailing Annual Dividend Yield of Generations Bancorp NY is 0.00%.
The historical rank and industry rank for Generations Bancorp NY's Dividend Yield % or its related term are showing as below:
GBNY's Dividend Yield % is not ranked *
in the Banks industry.
Industry Median: 2.97 * Ranked among companies with meaningful Dividend Yield % only.
Generations Bancorp NY (OTCPK:GBNY) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Generations Bancorp NY Dividend Yield % Related Terms
Generations Bancorp NY Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Generations Bancorp NY's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GBNY vs FPBC, WOBK, HRBK: Dividend Yield % Comparison
For the Banks - Regional subindustry, Generations Bancorp NY's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Generations Bancorp NY Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Generations Bancorp NY's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Generations Bancorp NY's Dividend Yield % falls into.
Generations Bancorp NY (GBNY) has a Dividend Yield % of 0.00% as of Aug. 07, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Generations Bancorp NY and its competitors. According to the industry distribution chart, Generations Bancorp NY ranks #999999 out of 1252 companies in the Banks industry.
Is Generations Bancorp NY's Dividend Yield % too high?
Generations Bancorp NY's current Dividend Yield % is 0.00%. Based on the distribution chart, Generations Bancorp NY ranks #999999 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Generations Bancorp NY has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generations Bancorp NY's Dividend Yield % compare to FPBC and WOBK?
According to the Banks industry distribution chart, Generations Bancorp NY ranks #999999 out of 1252 companies for Dividend Yield %. This places Generations Bancorp NY in the lower half of its industry. The industry median Dividend Yield % is 2.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.97, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Generations Bancorp NY and its competitors. For the Banks industry, the median Dividend Yield % is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generations Bancorp NY's current Dividend Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generations Bancorp NY stock overvalued right now?
Based on GuruFocus' analysis, Generations Bancorp NY (GBNY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.68, compared to a current price of $15.28 — trading 128.7% above its estimated fair value. The current Dividend Yield % is 0.00%. Generations Bancorp NY's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Generations Bancorp NY (GBNY), the current Dividend Yield % is 0.00% as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Generations Bancorp NY (GBNY) Overvalued in 2026?
Based on GuruFocus' analysis, Generations Bancorp NY stock appears to be overvalued.
The current stock price of $15.28 is trading 128.7% above its estimated GF Value™ of $6.68.
GuruFocus considers Generations Bancorp NY to be Significantly Overvalued.
Key valuation signals for GBNY:
Dividend Yield %: 0.00%
GF Value™: $6.68 vs. price of $15.28 (128.7% above fair value)
No single metric tells the full story. See the GBNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Generations Bancorp NY Inc is a federally chartered savings bank headquartered in Seneca Falls, New York. The Bank is a community-oriented savings institution whose business consists of accepting deposits from customers within its market area and investing those funds in loans secured by one- to four-family residential real estate, commercial real estate, business or personal assets, and in investment securities.
36GF Score
Get the complete analysis for GBNY
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GBNY has been successfully added to your 
