Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Generations Bancorp NY's quarterly market cap
increased
from Dec. 2024 ($34.41 Mil) to Mar. 2025 ($37.60 Mil) and
increased
from Mar. 2025 ($37.60 Mil) to Dec. 2025 ($40.89 Mil).
Generations Bancorp NY's annual market cap
increased
from Dec. 2023 ($22.67 Mil) to Dec. 2024 ($34.41 Mil) and
increased
from Dec. 2024 ($34.41 Mil) to Dec. 2025 ($40.89 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Generations Bancorp NY's Enterprise Value for Today is $32.07 Mil.
Generations Bancorp NY (OTCPK:GBNY) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Generations Bancorp NY's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Generations Bancorp NY Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Generations Bancorp NY's Market Cap distribution charts can be found below:
* The bar in red indicates where Generations Bancorp NY's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Generations Bancorp NY's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Generations Bancorp NY (GBNY) has a Market Cap of $34.81 Mil as of Aug. 07, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Generations Bancorp NY and its competitors. According to the industry distribution chart, Generations Bancorp NY ranks #1438 out of 1541 companies in the Banks industry, placing it in the top 93.3%.
Is Generations Bancorp NY's Market Cap too high?
Generations Bancorp NY's current Market Cap is $34.81 Mil. The Banks industry median Market Cap is 736.48. Generations Bancorp NY's value of $34.81 Mil is 95.3% below this industry median. Based on the distribution chart, Generations Bancorp NY ranks #1438 out of 1541 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Generations Bancorp NY has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generations Bancorp NY's Market Cap compare to FPBC and WOBK?
According to the Banks industry distribution chart, Generations Bancorp NY ranks #1438 out of 1541 companies for Market Cap. This places Generations Bancorp NY in the lower half of its industry. The industry median Market Cap is 736.48. Generations Bancorp NY's value of $34.81 Mil is 95.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 736.48, based on 1,541 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Generations Bancorp NY's current Market Cap of $34.81 Mil is 95.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Generations Bancorp NY and its competitors. For the Banks industry, the median Market Cap is 736.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generations Bancorp NY's current Market Cap is $34.81 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generations Bancorp NY stock overvalued right now?
Based on GuruFocus' analysis, Generations Bancorp NY (GBNY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.68, compared to a current price of $15.28 — trading 128.7% above its estimated fair value. The current Market Cap is $34.81 Mil and 95.3% below the Banks industry median of 736.48. Generations Bancorp NY's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Generations Bancorp NY (GBNY), the current Market Cap is $34.81 Mil as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Generations Bancorp NY (GBNY) Overvalued in 2026?
Based on GuruFocus' analysis, Generations Bancorp NY stock appears to be overvalued.
The current stock price of $15.28 is trading 128.7% above its estimated GF Value™ of $6.68.
GuruFocus considers Generations Bancorp NY to be Significantly Overvalued.
Key valuation signals for GBNY:
Market Cap: $34.81 Mil
GF Value™: $6.68 vs. price of $15.28 (128.7% above fair value)
Industry Position: 95.3% below the Banks median (#1438 of 1541)
No single metric tells the full story. See the GBNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Generations Bancorp NY Inc is a federally chartered savings bank headquartered in Seneca Falls, New York. The Bank is a community-oriented savings institution whose business consists of accepting deposits from customers within its market area and investing those funds in loans secured by one- to four-family residential real estate, commercial real estate, business or personal assets, and in investment securities.
36GF Score
Get the complete analysis for GBNY
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GBNY has been successfully added to your 
