GBNY (Generations Bancorp NY) Total Receivables: $1.19 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GBNY Generations Bancorp NY Inc GBNY
36 GF Score
Price $16.16
GF Value $6.56
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Generations Bancorp NY Total Receivables?

Generations Bancorp NY GBNY -0.31% 36 Total Receivables is $1.19 Mil as of Dec. 2025. GuruFocus rates GBNY with a GF Score™ of 36/100 and a GF Value™ of $6.56 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Generations Bancorp NY's Total Receivables for the quarter that ended in Dec. 2025 was $1.19 Mil.

Generations Bancorp NY Total Receivables Related Terms

Generations Bancorp NY Total Receivables Historical Data

* Premium members only.

The historical data trend for Generations Bancorp NY's Total Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generations Bancorp NY Total Receivables Chart

Generations Bancorp NY Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 1.30 2.48 1.71 1.19

Generations Bancorp NY Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Dec25
Total Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.74 1.78 1.71 1.76 1.19
GBNY
36GF Score
Generations Bancorp NY Inc GBNY
Total Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Generations Bancorp NY Total Receivables Calculation

Total Receivables is the sum of all receivables owed by customers and affiliates within one year, including:
Accounts Receivable
Notes Receivable
Other Current Receivables

Frequently Asked Questions Learn more about Total Receivables →
What does a Total Receivables of $1.19 Mil mean?
Generations Bancorp NY (GBNY) has a Total Receivables of $1.19 Mil as of Dec. 2025. Total Receivables is the sum of all receivables owed by customers and affiliates within one year. View historical data on Generations Bancorp NY and its competitors.
Is Generations Bancorp NY's Total Receivables too high?
Generations Bancorp NY's current Total Receivables is $1.19 Mil. Overall, Generations Bancorp NY has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generations Bancorp NY's Total Receivables compare to RBNK and WOBK?
Generations Bancorp NY's Total Receivables of $1.19 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Receivables for a Banks company?
A good Total Receivables depends on the Banks industry context. However, Total Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Receivables mean?
A high Total Receivables can signal that a stock is expensive relative to its fundamentals. Total Receivables is the sum of all receivables owed by customers and affiliates within one year. View historical data on Generations Bancorp NY and its competitors. Generations Bancorp NY's current Total Receivables is $1.19 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generations Bancorp NY stock overvalued right now?
Based on GuruFocus' analysis, Generations Bancorp NY (GBNY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.56, compared to a current price of $16.16 — trading 146.3% above its estimated fair value. The current Total Receivables is $1.19 Mil. Generations Bancorp NY's overall GF Score™ is 36/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Receivables calculated?
Total Receivables is calculated from a company's financial statements. For Generations Bancorp NY (GBNY), the current Total Receivables is $1.19 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generations Bancorp NY (GBNY) Overvalued in 2026?

Based on GuruFocus' analysis, Generations Bancorp NY stock appears to be overvalued. The current stock price of $16.16 is trading 146.3% above its estimated GF Value™ of $6.56. GuruFocus considers Generations Bancorp NY to be Significantly Overvalued.

Key valuation signals for GBNY:

  • Total Receivables: $1.19 Mil
  • GF Value™: $6.56 vs. price of $16.16 (146.3% above fair value)
  • GF Score™: 36/100 with 5 warning signs

No single metric tells the full story. See the GBNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Generations Bancorp NY Business Description

Address PO Box 372, Canandaigua, NY, USA, 14424
Generations Bancorp NY Inc is a federally chartered savings bank headquartered in Seneca Falls, New York. The Bank is a community-oriented savings institution whose business consists of accepting deposits from customers within its market area and investing those funds in loans secured by one- to four-family residential real estate, commercial real estate, business or personal assets, and in investment securities.
36GF Score

Get the complete analysis for GBNY

Total Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.16
Price
$6.56
GF Value