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Generations Bancorp NY (Generations Bancorp NY) PS Ratio : 2.63 (As of Jun. 08, 2024)


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What is Generations Bancorp NY PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Generations Bancorp NY's share price is $10.55. Generations Bancorp NY's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was $4.01. Hence, Generations Bancorp NY's PS Ratio for today is 2.63.

Warning Sign:

Generations Bancorp NY Inc stock PS Ratio (=2.63) is close to 3-year high of 2.74

The historical rank and industry rank for Generations Bancorp NY's PS Ratio or its related term are showing as below:

GBNY' s PS Ratio Range Over the Past 10 Years
Min: 1.49   Med: 2.13   Max: 9.29
Current: 2.63

During the past 10 years, Generations Bancorp NY's highest PS Ratio was 9.29. The lowest was 1.49. And the median was 2.13.

GBNY's PS Ratio is ranked worse than
58.97% of 1450 companies
in the Banks industry
Industry Median: 2.37 vs GBNY: 2.63

Generations Bancorp NY's Revenue per Sharefor the three months ended in Mar. 2024 was $0.85. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was $4.01.

Warning Sign:

Generations Bancorp NY Inc revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of Generations Bancorp NY was -16.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was -5.30% per year. During the past 5 years, the average Revenue per Share Growth Rate was 10.90% per year.

During the past 10 years, Generations Bancorp NY's highest 3-Year average Revenue per Share Growth Rate was 33.50% per year. The lowest was -5.30% per year. And the median was 9.80% per year.

Back to Basics: PS Ratio


Generations Bancorp NY PS Ratio Historical Data

The historical data trend for Generations Bancorp NY's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Generations Bancorp NY PS Ratio Chart

Generations Bancorp NY Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.37 2.05 2.22 2.19 2.35

Generations Bancorp NY Quarterly Data
Jun09 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.12 1.97 1.99 2.35 2.50

Competitive Comparison of Generations Bancorp NY's PS Ratio

For the Banks - Regional subindustry, Generations Bancorp NY's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generations Bancorp NY's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Generations Bancorp NY's PS Ratio distribution charts can be found below:

* The bar in red indicates where Generations Bancorp NY's PS Ratio falls into.



Generations Bancorp NY PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Generations Bancorp NY's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=10.55/4.005
=2.63

Generations Bancorp NY's Share Price of today is $10.55.
Generations Bancorp NY's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.01.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Generations Bancorp NY  (NAS:GBNY) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Generations Bancorp NY PS Ratio Related Terms

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Generations Bancorp NY (Generations Bancorp NY) Business Description

Traded in Other Exchanges
N/A
Address
20 East Bayard Street, Seneca Falls, New York, NY, USA, 13148
Generations Bancorp NY Inc is a stock holding company whose business consists of attracting retail deposits investing those in mortgage loans, manufactured home, real estate, home equity, commercial, construction, and multi-family loans. It has three segments community banking, insurance agency and municipal banking segments.
Executives
Bradford M Jones director, other: Chairman of the Board 19 CAYUGA STREET, SENECA FALLS NY 13148
Frank Nicchi director 19 CAYUGA STREET, SENECA FALLS NY 13148
Menzo D Case director, officer: President and CEO 19 CAYUGA STREET, SENECA FALLS NY 13148
Cynthia S Aikman director 20 EAST BAYARD STREET, SENECA FALLS NY 13148
Derek M Dyson officer: SVP, Chief Information Officer 20 EAST BAYARD STREET, SENECA FALLS NY 13148
Alicia H Pender director 45 SOUTH MAIN STREET, FAIRPORT NY 14450
Anthony G Cutrona officer: SVP, Growth & Profitability 20 EAST BAYARD STREET, SENECA FALLS NY 13148
Angela M Krezmer officer: SVP and CFO 45 SOUTH MAIN STREET, FAIRPORT NY 14450
Kenneth Vincent Winn officer: SVP Credit Administration 220 LIBERTY STREET, WARSAW NY 14569
Gerald Macaluso director 19 CAYUGA STREET, SENECA FALLS NY 13148
August P Sinicropi director 19 CAYUGA STREET, SENECA FALLS NY 13148
Jose A Acevedo director 20 EAST BAYARD STREET, SENECA FALLS NY 13148
James Elsworth Gardner director 20 EAST BAYARD STREET, SENECA FALLS NY 13148