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Generations Bancorp NY (Generations Bancorp NY) Shiller PE Ratio : 68.13 (As of Jun. 15, 2024)


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What is Generations Bancorp NY Shiller PE Ratio?

As of today (2024-06-15), Generations Bancorp NY's current share price is $10.22. Generations Bancorp NY's E10 for the fiscal year that ended in Dec23 was $0.15. Generations Bancorp NY's Shiller PE Ratio for today is 68.13.

The historical rank and industry rank for Generations Bancorp NY's Shiller PE Ratio or its related term are showing as below:

GBNY' s Shiller PE Ratio Range Over the Past 10 Years
Min: 66.67   Med: 70   Max: 74.07
Current: 69.2

During the past 10 years, Generations Bancorp NY's highest Shiller PE Ratio was 74.07. The lowest was 66.67. And the median was 70.00.

GBNY's Shiller PE Ratio is ranked worse than
97.81% of 1141 companies
in the Banks industry
Industry Median: 9.86 vs GBNY: 69.20

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Generations Bancorp NY's adjusted earnings per share data of for the fiscal year that ended in Dec23 was $-0.720. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.15 for the trailing ten years ended in Dec23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Generations Bancorp NY Shiller PE Ratio Historical Data

The historical data trend for Generations Bancorp NY's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Generations Bancorp NY Shiller PE Ratio Chart

Generations Bancorp NY Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 68.65

Generations Bancorp NY Quarterly Data
Jun09 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 68.65 -

Competitive Comparison of Generations Bancorp NY's Shiller PE Ratio

For the Banks - Regional subindustry, Generations Bancorp NY's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generations Bancorp NY's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Generations Bancorp NY's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Generations Bancorp NY's Shiller PE Ratio falls into.



Generations Bancorp NY Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Generations Bancorp NY's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=10.22/0.15
=68.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generations Bancorp NY's E10 for the fiscal year that ended in Dec23 is calculated as:

For example, Generations Bancorp NY's adjusted earnings per share data for the fiscal year that ended in Dec23 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec23 (Change)*Current CPI (Dec23)
=-0.72/129.4194*129.4194
=-0.720

Current CPI (Dec23) = 129.4194.

Generations Bancorp NY Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
200412 0.000 80.290 0.000
200512 0.000 83.032 0.000
200612 0.050 85.142 0.076
200712 0.070 88.616 0.102
200812 -0.210 88.697 -0.306
201912 0.040 108.420 0.048
202012 0.710 109.897 0.836
202112 0.600 117.630 0.660
202212 0.470 125.222 0.486
202312 -0.720 129.419 -0.720

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Generations Bancorp NY  (NAS:GBNY) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Generations Bancorp NY Shiller PE Ratio Related Terms

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Generations Bancorp NY (Generations Bancorp NY) Business Description

Traded in Other Exchanges
N/A
Address
20 East Bayard Street, Seneca Falls, New York, NY, USA, 13148
Generations Bancorp NY Inc is a stock holding company whose business consists of attracting retail deposits investing those in mortgage loans, manufactured home, real estate, home equity, commercial, construction, and multi-family loans. It has three segments community banking, insurance agency and municipal banking segments.
Executives
Bradford M Jones director, other: Chairman of the Board 19 CAYUGA STREET, SENECA FALLS NY 13148
Frank Nicchi director 19 CAYUGA STREET, SENECA FALLS NY 13148
Menzo D Case director, officer: President and CEO 19 CAYUGA STREET, SENECA FALLS NY 13148
Cynthia S Aikman director 20 EAST BAYARD STREET, SENECA FALLS NY 13148
Derek M Dyson officer: SVP, Chief Information Officer 20 EAST BAYARD STREET, SENECA FALLS NY 13148
Alicia H Pender director 45 SOUTH MAIN STREET, FAIRPORT NY 14450
Anthony G Cutrona officer: SVP, Growth & Profitability 20 EAST BAYARD STREET, SENECA FALLS NY 13148
Angela M Krezmer officer: SVP and CFO 45 SOUTH MAIN STREET, FAIRPORT NY 14450
Kenneth Vincent Winn officer: SVP Credit Administration 220 LIBERTY STREET, WARSAW NY 14569
Gerald Macaluso director 19 CAYUGA STREET, SENECA FALLS NY 13148
August P Sinicropi director 19 CAYUGA STREET, SENECA FALLS NY 13148
Jose A Acevedo director 20 EAST BAYARD STREET, SENECA FALLS NY 13148
James Elsworth Gardner director 20 EAST BAYARD STREET, SENECA FALLS NY 13148