This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Generations Bancorp NY's Median PS Value or its related term are showing as below:
GBNY'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.39 Med: 0.52 Max: 2.27
Current: 0.63
During the past 10 years, the highest Price to Median PS Value of Generations Bancorp NY was 2.27. The lowest was 0.39. And the median was 0.52.
GBNY's Price-to-Median-PS-Value is ranked better than 81.37% of 961
companies
in the Banks industry
Industry Median: 0.86
vs GBNY: 0.63
Generations Bancorp NY Median PS Value Historical Data
The historical data trend for Generations Bancorp NY's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Generations Bancorp NY's Median PS Value
For the Banks - Regional subindustry, Generations Bancorp NY's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Generations Bancorp NY's Price-to-Median-PS-Value Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Generations Bancorp NY's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Generations Bancorp NY's Price-to-Median-PS-Value falls into.
Generations Bancorp NY Median PS Value Calculation
10-Year Median PS Ratio is 4.1648.
Generations Bancorp NY's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.005.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Generations Bancorp NY (NAS:GBNY) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Generations Bancorp NY's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
10.55
/
16.68
=
0.63
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Generations Bancorp NY Median PS Value Related Terms
Thank you for viewing the detailed overview of Generations Bancorp NY's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Generations Bancorp NY (Generations Bancorp NY) Business Description
Generations Bancorp NY Inc is a stock holding company whose business consists of attracting retail deposits investing those in mortgage loans, manufactured home, real estate, home equity, commercial, construction, and multi-family loans. It has three segments community banking, insurance agency and municipal banking segments.
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