GBNY (Generations Bancorp NY) Total Equity: $33.28 Mil (As of Dec. 2025)

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GBNY Generations Bancorp NY Inc GBNY
41 GF Score
Price $15.33
GF Value $6.62
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Generations Bancorp NY Total Equity?

Generations Bancorp NY GBNY +0.25% 41 Total Equity is $33.28 Mil as of Dec. 2025. GuruFocus rates GBNY with a GF Score™ of 41/100 and a GF Value™ of $6.62 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Generations Bancorp NY's total equity for the quarter that ended in Dec. 2025 was $33.28 Mil.

This is Residual interest, including minority interest, that remains in the assets of the enterprise after deducting its liabilities. Equity is increased by owners’ investments and by comprehensive income, and it is reduced by distributions to the owners.

Generations Bancorp NY Total Equity Historical Data

* Premium members only.

The historical data trend for Generations Bancorp NY's Total Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generations Bancorp NY Total Equity Chart

Generations Bancorp NY Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.48 37.33 37.70 35.40 33.28

Generations Bancorp NY Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Dec25
Total Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.91 35.55 35.40 34.44 33.28
GBNY
41GF Score
Generations Bancorp NY Inc GBNY
Total Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Generations Bancorp NY Total Equity Calculation

Total Equity and Total Liabilities are the two components for Total Assets.

Generations Bancorp NY's Total Equity for the fiscal year that ended in Dec. 2025 is calculated as

Total Equity=Total Assets(Q: Dec. 2025 )-Total Liabilities(Q: Dec. 2025 )
=348.811-315.53
=33.28

Generations Bancorp NY's Total Equity for the quarter that ended in Dec. 2025 is calculated as

Total Equity=Total Assets(Q: Dec. 2025 )-Total Liabilities(Q: Dec. 2025 )
=348.811-315.53
=33.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Equity →
What does a Total Equity of $33.28 Mil mean?
Generations Bancorp NY (GBNY) has a Total Equity of $33.28 Mil as of Dec. 2025. The total amount of equity as record on a company's balance sheet. View historical data for Generations Bancorp NY and its competitors.
Is Generations Bancorp NY's Total Equity too high?
Generations Bancorp NY's current Total Equity is $33.28 Mil. Overall, Generations Bancorp NY has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generations Bancorp NY's Total Equity compare to FPBC and WOBK?
Generations Bancorp NY's Total Equity of $33.28 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Equity for a Banks company?
A good Total Equity depends on the Banks industry context. However, Total Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Equity mean?
A high Total Equity can signal that a stock is expensive relative to its fundamentals. The total amount of equity as record on a company's balance sheet. View historical data for Generations Bancorp NY and its competitors. Generations Bancorp NY's current Total Equity is $33.28 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generations Bancorp NY stock overvalued right now?
Based on GuruFocus' analysis, Generations Bancorp NY (GBNY) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.62, compared to a current price of $15.33 — trading 131.6% above its estimated fair value. The current Total Equity is $33.28 Mil. Generations Bancorp NY's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Equity calculated?
Total Equity is calculated from a company's financial statements. For Generations Bancorp NY (GBNY), the current Total Equity is $33.28 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generations Bancorp NY (GBNY) Overvalued in 2026?

Based on GuruFocus' analysis, Generations Bancorp NY stock appears to be overvalued. The current stock price of $15.33 is trading 131.6% above its estimated GF Value™ of $6.62. GuruFocus considers Generations Bancorp NY to be Significantly Overvalued.

Key valuation signals for GBNY:

  • Total Equity: $33.28 Mil
  • GF Value™: $6.62 vs. price of $15.33 (131.6% above fair value)
  • GF Score™: 41/100 with 3 warning signs

No single metric tells the full story. See the GBNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Generations Bancorp NY Business Description

Address PO Box 372, Canandaigua, NY, USA, 14424
Generations Bancorp NY Inc is a federally chartered savings bank headquartered in Seneca Falls, New York. The Bank is a community-oriented savings institution whose business consists of accepting deposits from customers within its market area and investing those funds in loans secured by one- to four-family residential real estate, commercial real estate, business or personal assets, and in investment securities.
41GF Score

Get the complete analysis for GBNY

Total Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.33
Price
$6.62
GF Value