GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Generations Bancorp NY Inc (NAS:GBNY) » Definitions » Pretax Margin %

Generations Bancorp NY (Generations Bancorp NY) Pretax Margin % : -39.25% (As of Mar. 2024)


View and export this data going back to . Start your Free Trial

What is Generations Bancorp NY Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Generations Bancorp NY's Pre-Tax Income for the three months ended in Mar. 2024 was $-0.71 Mil. Generations Bancorp NY's Revenue for the three months ended in Mar. 2024 was $1.82 Mil. Therefore, Generations Bancorp NY's pretax margin for the quarter that ended in Mar. 2024 was -39.25%.

The historical rank and industry rank for Generations Bancorp NY's Pretax Margin % or its related term are showing as below:

GBNY' s Pretax Margin % Range Over the Past 10 Years
Min: -28.97   Med: 1.73   Max: 13.45
Current: -28.97


GBNY's Pretax Margin % is ranked worse than
97.8% of 1456 companies
in the Banks industry
Industry Median: 32.88 vs GBNY: -28.97

Generations Bancorp NY Pretax Margin % Historical Data

The historical data trend for Generations Bancorp NY's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Generations Bancorp NY Pretax Margin % Chart

Generations Bancorp NY Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.62 13.16 13.45 11.44 -21.08

Generations Bancorp NY Quarterly Data
Jun09 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.40 -9.22 -41.87 -29.60 -39.25

Competitive Comparison of Generations Bancorp NY's Pretax Margin %

For the Banks - Regional subindustry, Generations Bancorp NY's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generations Bancorp NY's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Generations Bancorp NY's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Generations Bancorp NY's Pretax Margin % falls into.



Generations Bancorp NY Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Generations Bancorp NY's Pretax Margin for the fiscal year that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=-1.992/9.451
=-21.08 %

Generations Bancorp NY's Pretax Margin for the quarter that ended in Mar. 2024 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2024 )/Revenue (Q: Mar. 2024 )
=-0.714/1.819
=-39.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Generations Bancorp NY  (NAS:GBNY) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Generations Bancorp NY Pretax Margin % Related Terms

Thank you for viewing the detailed overview of Generations Bancorp NY's Pretax Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Generations Bancorp NY (Generations Bancorp NY) Business Description

Traded in Other Exchanges
N/A
Address
20 East Bayard Street, Seneca Falls, New York, NY, USA, 13148
Generations Bancorp NY Inc is a stock holding company whose business consists of attracting retail deposits investing those in mortgage loans, manufactured home, real estate, home equity, commercial, construction, and multi-family loans. It has three segments community banking, insurance agency and municipal banking segments.
Executives
Bradford M Jones director, other: Chairman of the Board 19 CAYUGA STREET, SENECA FALLS NY 13148
Frank Nicchi director 19 CAYUGA STREET, SENECA FALLS NY 13148
Menzo D Case director, officer: President and CEO 19 CAYUGA STREET, SENECA FALLS NY 13148
Cynthia S Aikman director 20 EAST BAYARD STREET, SENECA FALLS NY 13148
Derek M Dyson officer: SVP, Chief Information Officer 20 EAST BAYARD STREET, SENECA FALLS NY 13148
Alicia H Pender director 45 SOUTH MAIN STREET, FAIRPORT NY 14450
Anthony G Cutrona officer: SVP, Growth & Profitability 20 EAST BAYARD STREET, SENECA FALLS NY 13148
Angela M Krezmer officer: SVP and CFO 45 SOUTH MAIN STREET, FAIRPORT NY 14450
Kenneth Vincent Winn officer: SVP Credit Administration 220 LIBERTY STREET, WARSAW NY 14569
Gerald Macaluso director 19 CAYUGA STREET, SENECA FALLS NY 13148
August P Sinicropi director 19 CAYUGA STREET, SENECA FALLS NY 13148
Jose A Acevedo director 20 EAST BAYARD STREET, SENECA FALLS NY 13148
James Elsworth Gardner director 20 EAST BAYARD STREET, SENECA FALLS NY 13148