Jubilee Life Insurance Co (KAR:JLICL) EBITDA Margin %: 6.15% (As of Mar. 2026) — Near Median


KAR:JLICL Jubilee Life Insurance Co Ltd KAR:JLICL
70 GF Score
Price ₨176.88
GF Value ₨155.90
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Jubilee Life Insurance Co EBITDA Margin %?

Jubilee Life Insurance Co KAR:JLICL 70 EBITDA Margin % is 6.15% as of Mar. 2026, which is 8% below its 10-year median of 6.72. GuruFocus rates KAR:JLICL with a GF Score™ of 70/100 and a GF Value™ of ₨155.90 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 373 Insurance companies, Jubilee Life Insurance Co ranks worse than 83.38% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Jubilee Life Insurance Co's EBITDA for the three months ended in Mar. 2026 was ₨718 Mil. Jubilee Life Insurance Co's Revenue for the three months ended in Mar. 2026 was ₨11,670 Mil. Therefore, Jubilee Life Insurance Co's EBITDA margin for the quarter that ended in Mar. 2026 was 6.15%.


Jubilee Life Insurance Co  (KAR:JLICL) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Jubilee Life Insurance Co EBITDA Margin % Related Terms


Jubilee Life Insurance Co EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Jubilee Life Insurance Co's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Life Insurance Co EBITDA Margin % Chart

Jubilee Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.64 8.36 6.72 5.09 5.11

Jubilee Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.24 7.51 3.54 5.68 6.15

KAR:JLICL vs AFL, MET, PRU: EBITDA Margin % Comparison

For the Insurance - Life subindustry, Jubilee Life Insurance Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee Life Insurance Co EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Life Insurance Co's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Jubilee Life Insurance Co's EBITDA Margin % falls into.


KAR:JLICL
70GF Score
Jubilee Life Insurance Co Ltd KAR:JLICL
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jubilee Life Insurance Co EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Jubilee Life Insurance Co's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4946.096/96860.458
=5.11 %

Jubilee Life Insurance Co's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=717.782/11670.457
=6.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 6.15% mean?
Jubilee Life Insurance Co (KAR:JLICL) has a EBITDA Margin % of 6.15% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Jubilee Life Insurance Co and its competitors. This is near median its historical median of 6.72. Over the past decade, Jubilee Life Insurance Co's EBITDA Margin % has ranged from 5.09 to 13.00. According to the industry distribution chart, Jubilee Life Insurance Co ranks #311 out of 373 companies in the Insurance industry, placing it in the top 83.4%.
Is Jubilee Life Insurance Co's EBITDA Margin % too high?
Jubilee Life Insurance Co's current EBITDA Margin % of 6.15% is near median its 10-year median of 6.72. Over the past 10 years, this metric has ranged from a low of 5.09 to a high of 13.00. The Insurance industry median EBITDA Margin % is 14.81. Jubilee Life Insurance Co's value of 6.15% is 58.5% below this industry median. Based on the distribution chart, Jubilee Life Insurance Co ranks #311 out of 373 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Jubilee Life Insurance Co has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Life Insurance Co's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Jubilee Life Insurance Co ranks #311 out of 373 companies for EBITDA Margin %. This places Jubilee Life Insurance Co in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Jubilee Life Insurance Co's value of 6.15% is 58.5% below this benchmark. Historically, Jubilee Life Insurance Co's own EBITDA Margin % has ranged from 5.09 to 13.00 over the past decade. While the company's 10-year median is 6.72 vs. the industry median of 14.81, Jubilee Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Life Insurance Co's current EBITDA Margin % of 6.15% is 58.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Jubilee Life Insurance Co and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Life Insurance Co's current EBITDA Margin % is 6.15%, which is near median its own 10-year median of 6.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Life Insurance Co (KAR:JLICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨155.90, compared to a current price of ₨176.88 — trading 13.5% above its estimated fair value. The current EBITDA Margin % is 6.15%, which is near median its 10-year median of 6.72 and 58.5% below the Insurance industry median of 14.81. Jubilee Life Insurance Co's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Jubilee Life Insurance Co (KAR:JLICL), the current EBITDA Margin % is 6.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Life Insurance Co (KAR:JLICL) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Life Insurance Co stock appears to be overvalued. The current stock price of ₨176.88 is trading 13.5% above its estimated GF Value™ of ₨155.90. GuruFocus considers Jubilee Life Insurance Co to be Modestly Overvalued.

Key valuation signals for KAR:JLICL:

  • EBITDA Margin %: 6.15% (near median its 10-year median of 6.72)
  • GF Value™: ₨155.90 vs. price of ₨176.88 (13.5% above fair value)
  • GF Score™: 70/100 with 2 warning signs
  • Industry Position: 58.5% below the Insurance median (#311 of 373)

No single metric tells the full story. See the KAR:JLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Life Insurance Co Business Description

Address M.T. Khan Road, 74/1- A, Lalazar, Jubilee Life Insurance Building, Karachi, SD, PAK, 74000
Jubilee Life Insurance Co Ltd is a company that provides life insurance services. It offers non-participating policies and operates through seven segments, including Individual Life Unit Linked, Conventional Business, Accident & Health Business, Overseas Group Life & Health Business, Individual Family Takaful, Group Family Takaful, and Accident & Health Family Takaful. The company generates of its revenue from the Individual Life Unit Linked segment. These policies are mainly regular premium unit-linked policies that are determined based on the underlying assets' value.
70GF Score

Get the complete analysis for KAR:JLICL

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨176.88
Price
₨155.90
GF Value