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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Jubilee Life Insurance Co's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.46%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Jubilee Life Insurance Co's 3-Year ROIIC % or its related term are showing as below:
KAR:JLICL's 3-Year ROIIC % is ranked worse than 72.06% of 340
companies
in the Insurance industry
Industry Median: 5.02
vs KAR:JLICL: 0.46
Jubilee Life Insurance Co (KAR:JLICL) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Jubilee Life Insurance Co 3-Year ROIIC % Related Terms
Jubilee Life Insurance Co 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:JLICL vs AFL, MET, PRU: 3-Year ROIIC % Comparison
For the Insurance - Life subindustry, Jubilee Life Insurance Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee Life Insurance Co 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee Life Insurance Co's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Jubilee Life Insurance Co's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Jubilee Life Insurance Co (KAR:JLICL) has a 3-Year ROIIC % of 0.46 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Jubilee Life Insurance Co and its competitors. According to the industry distribution chart, Jubilee Life Insurance Co ranks #245 out of 340 companies in the Insurance industry, placing it in the top 72.1%.
Is Jubilee Life Insurance Co's 3-Year ROIIC % too high?
Jubilee Life Insurance Co's current 3-Year ROIIC % is 0.46. The Insurance industry median 3-Year ROIIC % is 5.02. Jubilee Life Insurance Co's value of 0.46 is 90.8% below this industry median. Based on the distribution chart, Jubilee Life Insurance Co ranks #245 out of 340 companies in the Insurance industry, which is below the industry midpoint. Overall, Jubilee Life Insurance Co has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Life Insurance Co's 3-Year ROIIC % compare to AFL and MET?
According to the Insurance industry distribution chart, Jubilee Life Insurance Co ranks #245 out of 340 companies for 3-Year ROIIC %. This places Jubilee Life Insurance Co in the lower half of its industry. The industry median 3-Year ROIIC % is 5.02. Jubilee Life Insurance Co's value of 0.46 is 90.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.02, based on 340 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Life Insurance Co's current 3-Year ROIIC % of 0.46 is 90.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Jubilee Life Insurance Co and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Life Insurance Co's current 3-Year ROIIC % is 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Life Insurance Co (KAR:JLICL) is currently considered Fairly Valued. The stock's GF Value™ is ₨159.41, compared to a current price of ₨172.19 — trading 8% above its estimated fair value. The current 3-Year ROIIC % is 0.46 and 90.8% below the Insurance industry median of 5.02. Jubilee Life Insurance Co's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Jubilee Life Insurance Co (KAR:JLICL), the current 3-Year ROIIC % is 0.46 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee Life Insurance Co (KAR:JLICL) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee Life Insurance Co stock appears to be overvalued.
The current stock price of ₨172.19 is trading 8% above its estimated GF Value™ of ₨159.41.
GuruFocus considers Jubilee Life Insurance Co to be Fairly Valued.
Key valuation signals for KAR:JLICL:
3-Year ROIIC %: 0.46
GF Value™: ₨159.41 vs. price of ₨172.19 (8% above fair value)
Industry Position: 90.8% below the Insurance median (#245 of 340)
No single metric tells the full story. See the KAR:JLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee Life Insurance Co Ltd is a company that provides life insurance services. It offers non-participating policies and operates through seven segments, including Individual Life Unit Linked, Conventional Business, Accident & Health Business, Overseas Group Life & Health Business, Individual Family Takaful, Group Family Takaful, and Accident & Health Family Takaful. The company generates of its revenue from the Individual Life Unit Linked segment. These policies are mainly regular premium unit-linked policies that are determined based on the underlying assets' value.
74GF Score
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