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Jubilee Life Insurance CoKAR:JLICL +0.05%71 Return-on-Tangible-Equity is 6.94% as of Mar. 2026, which is 62% below its 10-year median of 18.35. GuruFocus rates KAR:JLICL with a GF Score™ of 71/100 and a GF Value™ of ₨158.22 (Fairly Valued). The stock has 2 warning signs investors should review. Among 496 Insurance companies, Jubilee Life Insurance Co ranks better than 51.61% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Jubilee Life Insurance Co's annualized net income for the quarter that ended in Mar. 2026 was ₨1,244 Mil. Jubilee Life Insurance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₨17,922 Mil. Therefore, Jubilee Life Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 6.94%.
The historical rank and industry rank for Jubilee Life Insurance Co's Return-on-Tangible-Equity or its related term are showing as below:
KAR:JLICL'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13.67 Med: 18.35 Max: 39.33
Current: 13.67
During the past 13 years, Jubilee Life Insurance Co's highest Return-on-Tangible-Equity was 39.33%. The lowest was 13.67%. And the median was 18.35%.
KAR:JLICL's Return-on-Tangible-Equity is ranked better than 51.61% of 496
companies
in the Insurance industry
Industry Median: 13.43
vs KAR:JLICL: 13.67
Jubilee Life Insurance Co (KAR:JLICL) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Jubilee Life Insurance Co Return-on-Tangible-Equity Related Terms
Jubilee Life Insurance Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Jubilee Life Insurance Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jubilee Life Insurance Co Return-on-Tangible-Equity Chart
KAR:JLICL vs AFL, MET, PRU: Return-on-Tangible-Equity Comparison
For the Insurance - Life subindustry, Jubilee Life Insurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee Life Insurance Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee Life Insurance Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Jubilee Life Insurance Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 6.94% mean?
Jubilee Life Insurance Co (KAR:JLICL) has a Return-on-Tangible-Equity of 6.94% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jubilee Life Insurance Co and its competitors. This is 62% below median its historical median of 18.35. Over the past decade, Jubilee Life Insurance Co's Return-on-Tangible-Equity has ranged from 13.67 to 39.33. According to the industry distribution chart, Jubilee Life Insurance Co ranks #240 out of 496 companies in the Insurance industry, placing it in the top 48.4%.
Is Jubilee Life Insurance Co's Return-on-Tangible-Equity too high?
Jubilee Life Insurance Co's current Return-on-Tangible-Equity of 6.94% is 62% below median its 10-year median of 18.35. Over the past 10 years, this metric has ranged from a low of 13.67 to a high of 39.33. The Insurance industry median Return-on-Tangible-Equity is 13.43. Jubilee Life Insurance Co's value of 6.94% is 48.3% below this industry median. Based on the distribution chart, Jubilee Life Insurance Co ranks #240 out of 496 companies in the Insurance industry, which is above the industry midpoint. Overall, Jubilee Life Insurance Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Life Insurance Co's Return-on-Tangible-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Jubilee Life Insurance Co ranks #240 out of 496 companies for Return-on-Tangible-Equity. This puts Jubilee Life Insurance Co in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.43. Jubilee Life Insurance Co's value of 6.94% is 48.3% below this benchmark. Historically, Jubilee Life Insurance Co's own Return-on-Tangible-Equity has ranged from 13.67 to 39.33 over the past decade. While the company's 10-year median is 18.35 vs. the industry median of 13.43, Jubilee Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.43, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Life Insurance Co's current Return-on-Tangible-Equity of 6.94% is 48.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jubilee Life Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Life Insurance Co's current Return-on-Tangible-Equity is 6.94%, which is 62% below median its own 10-year median of 18.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Life Insurance Co (KAR:JLICL) is currently considered Fairly Valued. The stock's GF Value™ is ₨158.22, compared to a current price of ₨170.08 — trading 7.5% above its estimated fair value. The current Return-on-Tangible-Equity is 6.94%, which is 62% below median its 10-year median of 18.35 and 48.3% below the Insurance industry median of 13.43. Jubilee Life Insurance Co's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Jubilee Life Insurance Co (KAR:JLICL), the current Return-on-Tangible-Equity is 6.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee Life Insurance Co (KAR:JLICL) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee Life Insurance Co stock appears to be overvalued.
The current stock price of ₨170.08 is trading 7.5% above its estimated GF Value™ of ₨158.22.
GuruFocus considers Jubilee Life Insurance Co to be Fairly Valued.
Key valuation signals for KAR:JLICL:
Return-on-Tangible-Equity: 6.94% (62% below median its 10-year median of 18.35)
GF Value™: ₨158.22 vs. price of ₨170.08 (7.5% above fair value)
Industry Position: 48.3% below the Insurance median (#240 of 496)
No single metric tells the full story. See the KAR:JLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee Life Insurance Co Ltd is a company that provides life insurance services. It offers non-participating policies and operates through seven segments, including Individual Life Unit Linked, Conventional Business, Accident & Health Business, Overseas Group Life & Health Business, Individual Family Takaful, Group Family Takaful, and Accident & Health Family Takaful. The company generates of its revenue from the Individual Life Unit Linked segment. These policies are mainly regular premium unit-linked policies that are determined based on the underlying assets' value.
71GF Score
Get the complete analysis for KAR:JLICL
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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