Jubilee Life Insurance Co (KAR:JLICL) PEG Ratio: 1.82 (As of Jul. 19, 2026) — 21% Above Median

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KAR:JLICL Jubilee Life Insurance Co Ltd KAR:JLICL
71 GF Score
Price ₨175.29
GF Value ₨157.66
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Jubilee Life Insurance Co PEG Ratio?

Jubilee Life Insurance Co KAR:JLICL 71 PEG Ratio is 1.82 as of Jul. 19, 2026, which is 21% above its 10-year median of 1.51. GuruFocus rates KAR:JLICL with a GF Score™ of 71/100 and a GF Value™ of ₨157.66 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 185 Insurance companies, Jubilee Life Insurance Co ranks worse than 74.05% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Jubilee Life Insurance Co's PE Ratio without NRI is 7.29. Jubilee Life Insurance Co's 5-Year EBITDA growth rate is 4.00%. Therefore, Jubilee Life Insurance Co's PEG Ratio for today is 1.82.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Jubilee Life Insurance Co's PEG Ratio or its related term are showing as below:

KAR:JLICL' s PEG Ratio Range Over the Past 10 Years
Min: 0.4   Med: 1.51   Max: 3.06
Current: 1.82


During the past 13 years, Jubilee Life Insurance Co's highest PEG Ratio was 3.06. The lowest was 0.40. And the median was 1.51.


KAR:JLICL's PEG Ratio is ranked worse than
74.05% of 185 companies
in the Insurance industry
Industry Median: 0.89 vs KAR:JLICL: 1.82

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Jubilee Life Insurance Co  (KAR:JLICL) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Jubilee Life Insurance Co PEG Ratio Related Terms


Jubilee Life Insurance Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for Jubilee Life Insurance Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Life Insurance Co PEG Ratio Chart

Jubilee Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 2.77 1.57 1.59

Jubilee Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.40 1.77 1.54 1.59 1.26

KAR:JLICL vs AFL, MET, PRU: PEG Ratio Comparison

For the Insurance - Life subindustry, Jubilee Life Insurance Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee Life Insurance Co PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Life Insurance Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Jubilee Life Insurance Co's PEG Ratio falls into.


KAR:JLICL
71GF Score
Jubilee Life Insurance Co Ltd KAR:JLICL
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jubilee Life Insurance Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Jubilee Life Insurance Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=7.2897779256425/4.00
=1.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.82 mean?
Jubilee Life Insurance Co (KAR:JLICL) has a PEG Ratio of 1.82 as of Jul. 19, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jubilee Life Insurance Co and its competitors. This is 21% above median its historical median of 1.51. Over the past decade, Jubilee Life Insurance Co's PEG Ratio has ranged from 0.40 to 3.06. According to the industry distribution chart, Jubilee Life Insurance Co ranks #137 out of 185 companies in the Insurance industry, placing it in the top 74.1%.
Is Jubilee Life Insurance Co's PEG Ratio too high?
Jubilee Life Insurance Co's current PEG Ratio of 1.82 is 21% above median its 10-year median of 1.51. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 3.06. The Insurance industry median PEG Ratio is 0.89. Jubilee Life Insurance Co's value of 1.82 is 104.5% above this industry median. Based on the distribution chart, Jubilee Life Insurance Co ranks #137 out of 185 companies in the Insurance industry, which is below the industry midpoint. Overall, Jubilee Life Insurance Co has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Life Insurance Co's PEG Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Jubilee Life Insurance Co ranks #137 out of 185 companies for PEG Ratio. This places Jubilee Life Insurance Co in the lower half of its industry. The industry median PEG Ratio is 0.89. Jubilee Life Insurance Co's value of 1.82 is 104.5% above this benchmark. Historically, Jubilee Life Insurance Co's own PEG Ratio has ranged from 0.40 to 3.06 over the past decade. While the company's 10-year median is 1.51 vs. the industry median of 0.89, Jubilee Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.89, based on 185 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Life Insurance Co's current PEG Ratio of 1.82 is 104.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jubilee Life Insurance Co and its competitors. For the Insurance industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Life Insurance Co's current PEG Ratio is 1.82, which is 21% above median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Life Insurance Co (KAR:JLICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨157.66, compared to a current price of ₨175.29 — trading 11.2% above its estimated fair value. The current PEG Ratio is 1.82, which is 21% above median its 10-year median of 1.51 and 104.5% above the Insurance industry median of 0.89. Jubilee Life Insurance Co's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Jubilee Life Insurance Co (KAR:JLICL), the current PEG Ratio is 1.82 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Life Insurance Co (KAR:JLICL) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Life Insurance Co stock appears to be overvalued. The current stock price of ₨175.29 is trading 11.2% above its estimated GF Value™ of ₨157.66. GuruFocus considers Jubilee Life Insurance Co to be Modestly Overvalued.

Key valuation signals for KAR:JLICL:

  • PEG Ratio: 1.82 (21% above median its 10-year median of 1.51)
  • GF Value™: ₨157.66 vs. price of ₨175.29 (11.2% above fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 104.5% above the Insurance median (#137 of 185)

No single metric tells the full story. See the KAR:JLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Life Insurance Co Business Description

Address M.T. Khan Road, 74/1- A, Lalazar, Jubilee Life Insurance Building, Karachi, SD, PAK, 74000
Jubilee Life Insurance Co Ltd is a company that provides life insurance services. It offers non-participating policies and operates through seven segments, including Individual Life Unit Linked, Conventional Business, Accident & Health Business, Overseas Group Life & Health Business, Individual Family Takaful, Group Family Takaful, and Accident & Health Family Takaful. The company generates of its revenue from the Individual Life Unit Linked segment. These policies are mainly regular premium unit-linked policies that are determined based on the underlying assets' value.
71GF Score

Get the complete analysis for KAR:JLICL

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨175.29
Price
₨157.66
GF Value