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Jubilee Life Insurance CoKAR:JLICL -1.03%71 Return-on-Tangible-Asset is 0.48% as of Mar. 2026, which is 63% below its 10-year median of 1.30. GuruFocus rates KAR:JLICL with a GF Score™ of 71/100 and a GF Value™ of ₨160.13 (Fairly Valued). The stock has 2 warning signs investors should review. Among 507 Insurance companies, Jubilee Life Insurance Co ranks worse than 73.77% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Jubilee Life Insurance Co's annualizedNet Income for the quarter that ended in Mar. 2026 was ₨1,244 Mil. Jubilee Life Insurance Co's average total tangible assets for the quarter that ended in Mar. 2026 was ₨260,730 Mil. Therefore, Jubilee Life Insurance Co's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.48%.
The historical rank and industry rank for Jubilee Life Insurance Co's Return-on-Tangible-Asset or its related term are showing as below:
KAR:JLICL'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.94 Med: 1.3 Max: 2.93
Current: 0.96
During the past 13 years, Jubilee Life Insurance Co's highest Return-on-Tangible-Asset was 2.93%. The lowest was 0.94%. And the median was 1.30%.
KAR:JLICL's Return-on-Tangible-Asset is ranked worse than 73.77% of 507
companies
in the Insurance industry
Industry Median: 2.76
vs KAR:JLICL: 0.96
Jubilee Life Insurance Co (KAR:JLICL) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Jubilee Life Insurance Co Return-on-Tangible-Asset Related Terms
Jubilee Life Insurance Co Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Jubilee Life Insurance Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jubilee Life Insurance Co Return-on-Tangible-Asset Chart
KAR:JLICL vs AFL, MET, PRU: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Jubilee Life Insurance Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee Life Insurance Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee Life Insurance Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Jubilee Life Insurance Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.48% mean?
Jubilee Life Insurance Co (KAR:JLICL) has a Return-on-Tangible-Asset of 0.48% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jubilee Life Insurance Co and its competitors. This is 63% below median its historical median of 1.30. Over the past decade, Jubilee Life Insurance Co's Return-on-Tangible-Asset has ranged from 0.94 to 2.93. According to the industry distribution chart, Jubilee Life Insurance Co ranks #374 out of 507 companies in the Insurance industry, placing it in the top 73.8%.
Is Jubilee Life Insurance Co's Return-on-Tangible-Asset too high?
Jubilee Life Insurance Co's current Return-on-Tangible-Asset of 0.48% is 63% below median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 2.93. The Insurance industry median Return-on-Tangible-Asset is 2.76. Jubilee Life Insurance Co's value of 0.48% is 82.6% below this industry median. Based on the distribution chart, Jubilee Life Insurance Co ranks #374 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, Jubilee Life Insurance Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Life Insurance Co's Return-on-Tangible-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Jubilee Life Insurance Co ranks #374 out of 507 companies for Return-on-Tangible-Asset. This places Jubilee Life Insurance Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.76. Jubilee Life Insurance Co's value of 0.48% is 82.6% below this benchmark. Historically, Jubilee Life Insurance Co's own Return-on-Tangible-Asset has ranged from 0.94 to 2.93 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 2.76, Jubilee Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.76, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Life Insurance Co's current Return-on-Tangible-Asset of 0.48% is 82.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jubilee Life Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Life Insurance Co's current Return-on-Tangible-Asset is 0.48%, which is 63% below median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Life Insurance Co (KAR:JLICL) is currently considered Fairly Valued. The stock's GF Value™ is ₨160.13, compared to a current price of ₨174.22 — trading 8.8% above its estimated fair value. The current Return-on-Tangible-Asset is 0.48%, which is 63% below median its 10-year median of 1.30 and 82.6% below the Insurance industry median of 2.76. Jubilee Life Insurance Co's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Jubilee Life Insurance Co (KAR:JLICL), the current Return-on-Tangible-Asset is 0.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee Life Insurance Co (KAR:JLICL) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee Life Insurance Co stock appears to be overvalued.
The current stock price of ₨174.22 is trading 8.8% above its estimated GF Value™ of ₨160.13.
GuruFocus considers Jubilee Life Insurance Co to be Fairly Valued.
Key valuation signals for KAR:JLICL:
Return-on-Tangible-Asset: 0.48% (63% below median its 10-year median of 1.30)
GF Value™: ₨160.13 vs. price of ₨174.22 (8.8% above fair value)
Industry Position: 82.6% below the Insurance median (#374 of 507)
No single metric tells the full story. See the KAR:JLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee Life Insurance Co Ltd is a company that provides life insurance services. It offers non-participating policies and operates through seven segments, including Individual Life Unit Linked, Conventional Business, Accident & Health Business, Overseas Group Life & Health Business, Individual Family Takaful, Group Family Takaful, and Accident & Health Family Takaful. The company generates of its revenue from the Individual Life Unit Linked segment. These policies are mainly regular premium unit-linked policies that are determined based on the underlying assets' value.
71GF Score
Get the complete analysis for KAR:JLICL
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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