Jubilee Life Insurance Co (KAR:JLICL) EV-to-EBITDA: 2.70 (As of Sep. 21, 2026) — 23% Below Median

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KAR:JLICL Jubilee Life Insurance Co Ltd KAR:JLICL
69 GF Score
Price ₨106.45
GF Value ₨108.07
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Jubilee Life Insurance Co EV-to-EBITDA?

Jubilee Life Insurance Co KAR:JLICL +1.27% 69 EV-to-EBITDA is 2.70 as of Sep. 21, 2026, which is 23% below its 10-year median of 3.49. GuruFocus rates KAR:JLICL with a GF Score™ of 69/100 and a GF Value™ of ₨108.07 (Fairly Valued). The stock has 3 warning signs investors should review. Among 355 Insurance companies, Jubilee Life Insurance Co ranks better than 89.01% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Jubilee Life Insurance Co's enterprise value is ₨11,484 Mil. Jubilee Life Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₨4,246 Mil. Therefore, Jubilee Life Insurance Co's EV-to-EBITDA for today is 2.70.

The historical rank and industry rank for Jubilee Life Insurance Co's EV-to-EBITDA or its related term are showing as below:

KAR:JLICL' s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.71   Med: 3.49   Max: 53.17
Current: 2.68

During the past 13 years, the highest EV-to-EBITDA of Jubilee Life Insurance Co was 53.17. The lowest was 0.71. And the median was 3.49.

KAR:JLICL's EV-to-EBITDA is ranked better than
89.01% of 355 companies
in the Insurance industry
Industry Median: 7.78 vs KAR:JLICL: 2.68

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-21), Jubilee Life Insurance Co's stock price is ₨106.45. Jubilee Life Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₨14.497. Therefore, Jubilee Life Insurance Co's PE Ratio (TTM) for today is 7.34.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Jubilee Life Insurance Co  (KAR:JLICL) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Jubilee Life Insurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=106.45/14.497
=7.34

Jubilee Life Insurance Co's share price for today is ₨106.45.
Jubilee Life Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨14.497.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Jubilee Life Insurance Co EV-to-EBITDA Related Terms


Jubilee Life Insurance Co EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Jubilee Life Insurance Co's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Life Insurance Co EV-to-EBITDA Chart

Jubilee Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.03 3.27 2.86 3.61 3.64

Jubilee Life Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.33 3.40 3.64 3.40 4.36

KAR:JLICL vs MET, AFL, PRU: EV-to-EBITDA Comparison

For the Insurance - Life subindustry, Jubilee Life Insurance Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee Life Insurance Co EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Life Insurance Co's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Jubilee Life Insurance Co's EV-to-EBITDA falls into.


KAR:JLICL
69GF Score
Jubilee Life Insurance Co Ltd KAR:JLICL
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jubilee Life Insurance Co EV-to-EBITDA Calculation

Jubilee Life Insurance Co's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=11483.524/4246.225
=2.70

Jubilee Life Insurance Co's current Enterprise Value is ₨11,484 Mil.
Jubilee Life Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨4,246 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 2.70 mean?
Jubilee Life Insurance Co (KAR:JLICL) has a EV-to-EBITDA of 2.70 as of Sep. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Jubilee Life Insurance Co. This is 23% below median its historical median of 3.49. Over the past decade, Jubilee Life Insurance Co's EV-to-EBITDA has ranged from 0.71 to 53.17. According to the industry distribution chart, Jubilee Life Insurance Co ranks #39 out of 355 companies in the Insurance industry, placing it in the top 11%.
Is Jubilee Life Insurance Co's EV-to-EBITDA too high?
Jubilee Life Insurance Co's current EV-to-EBITDA of 2.70 is 23% below median its 10-year median of 3.49. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 53.17. The Insurance industry median EV-to-EBITDA is 7.78. Jubilee Life Insurance Co's value of 2.70 is 65.3% below this industry median. Based on the distribution chart, Jubilee Life Insurance Co ranks #39 out of 355 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Jubilee Life Insurance Co has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Life Insurance Co's EV-to-EBITDA compare to MET and AFL?
According to the Insurance industry distribution chart, Jubilee Life Insurance Co ranks #39 out of 355 companies for EV-to-EBITDA. This places Jubilee Life Insurance Co in the top 11% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 7.78. Jubilee Life Insurance Co's value of 2.70 is 65.3% below this benchmark. Historically, Jubilee Life Insurance Co's own EV-to-EBITDA has ranged from 0.71 to 53.17 over the past decade. While the company's 10-year median is 3.49 vs. the industry median of 7.78, Jubilee Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.78, based on 355 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Life Insurance Co's current EV-to-EBITDA of 2.70 is 65.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Jubilee Life Insurance Co. For the Insurance industry, the median EV-to-EBITDA is 7.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Life Insurance Co's current EV-to-EBITDA is 2.70, which is 23% below median its own 10-year median of 3.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Life Insurance Co (KAR:JLICL) is currently considered Fairly Valued. The stock's GF Value™ is ₨108.07, compared to a current price of ₨106.45 — trading 1.5% below its estimated fair value. The current EV-to-EBITDA is 2.70, which is 23% below median its 10-year median of 3.49 and 65.3% below the Insurance industry median of 7.78. Jubilee Life Insurance Co's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Jubilee Life Insurance Co (KAR:JLICL), the current EV-to-EBITDA is 2.70 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Life Insurance Co (KAR:JLICL) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Life Insurance Co stock appears to be undervalued. The current stock price of ₨106.45 is trading 1.5% below its estimated GF Value™ of ₨108.07. GuruFocus considers Jubilee Life Insurance Co to be Fairly Valued.

Key valuation signals for KAR:JLICL:

  • EV-to-EBITDA: 2.70 (23% below median its 10-year median of 3.49)
  • GF Value™: ₨108.07 vs. price of ₨106.45 (1.5% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 65.3% below the Insurance median (#39 of 355)

No single metric tells the full story. See the KAR:JLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Life Insurance Co Business Description

Address M.T. Khan Road, 74/1- A, Lalazar, Jubilee Life Insurance Building, Karachi, SD, PAK, 74000
Jubilee Life Insurance Co Ltd is a company that provides life insurance services. It offers non-participating policies and operates through seven segments, including Individual Life Unit Linked, Conventional Business, Accident & Health Business, Overseas Group Life & Health Business, Individual Family Takaful, Group Family Takaful, and Accident & Health Family Takaful. The company generates of its revenue from the Individual Life Unit Linked segment. These policies are mainly regular premium unit-linked policies that are determined based on the underlying assets' value.
69GF Score

Get the complete analysis for KAR:JLICL

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨106.45
Price
₨108.07
GF Value