Jubilee Life Insurance CoKAR:JLICL -0.05%71 Interest Coverage is 16.89 as of Mar. 2026, which is 17% below its 10-year median of 20.35. GuruFocus rates KAR:JLICL with a GF Score™ of 71/100 and a GF Value™ of ₨156.78 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 352 Insurance companies, Jubilee Life Insurance Co ranks better than 69.03% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Jubilee Life Insurance Co's
EBIT
for the
three
months ended in Mar. 2026 was ₨546 Mil. Jubilee Life Insurance Co's Interest Expense for the
three
months ended in Mar. 2026 was ₨-32 Mil.
Jubilee Life Insurance Co's interest coverage for the quarter that ended in Mar. 2026 was 16.89.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Jubilee Life Insurance Co's Interest Coverage or its related term are showing as below:
KAR:JLICL'
s Interest Coverage Range Over the Past 10 Years
Min: 0.86 Med: 20.35 Max: 42.83
Current: 42.83
KAR:JLICL's Interest Coverage is ranked better than 69.03% of 352
companies
in the Insurance industry
Industry Median: 16.245
vs KAR:JLICL: 42.83
Jubilee Life Insurance Co (KAR:JLICL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jubilee Life Insurance Co Interest Coverage Related Terms
Jubilee Life Insurance Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
KAR:JLICL vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, Jubilee Life Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee Life Insurance Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee Life Insurance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jubilee Life Insurance Co's Interest Coverage falls into.
Jubilee Life Insurance Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jubilee Life Insurance Co (KAR:JLICL) has a Interest Coverage of 16.89 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jubilee Life Insurance Co and its competitors. This is 17% below median its historical median of 20.35. Over the past decade, Jubilee Life Insurance Co's Interest Coverage has ranged from 0.86 to 42.83. According to the industry distribution chart, Jubilee Life Insurance Co ranks #109 out of 352 companies in the Insurance industry, placing it in the top 31%.
Is Jubilee Life Insurance Co's Interest Coverage too high?
Jubilee Life Insurance Co's current Interest Coverage of 16.89 is 17% below median its 10-year median of 20.35. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 42.83. The Insurance industry median Interest Coverage is 16.25. Jubilee Life Insurance Co's value of 16.89 is 4% above this industry median. Based on the distribution chart, Jubilee Life Insurance Co ranks #109 out of 352 companies in the Insurance industry, which is above the industry midpoint. Overall, Jubilee Life Insurance Co has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Life Insurance Co's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, Jubilee Life Insurance Co ranks #109 out of 352 companies for Interest Coverage. This puts Jubilee Life Insurance Co in the upper half of its industry. The industry median Interest Coverage is 16.25. Jubilee Life Insurance Co's value of 16.89 is 4% above this benchmark. Historically, Jubilee Life Insurance Co's own Interest Coverage has ranged from 0.86 to 42.83 over the past decade. While the company's 10-year median is 20.35 vs. the industry median of 16.25, Jubilee Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.25, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Life Insurance Co's current Interest Coverage of 16.89 is 4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jubilee Life Insurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Life Insurance Co's current Interest Coverage is 16.89, which is 17% below median its own 10-year median of 20.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Life Insurance Co (KAR:JLICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨156.78, compared to a current price of ₨177.00 — trading 12.9% above its estimated fair value. The current Interest Coverage is 16.89, which is 17% below median its 10-year median of 20.35 and 4% above the Insurance industry median of 16.25. Jubilee Life Insurance Co's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jubilee Life Insurance Co (KAR:JLICL), the current Interest Coverage is 16.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee Life Insurance Co (KAR:JLICL) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee Life Insurance Co stock appears to be overvalued.
The current stock price of ₨177.00 is trading 12.9% above its estimated GF Value™ of ₨156.78.
GuruFocus considers Jubilee Life Insurance Co to be Modestly Overvalued.
Key valuation signals for KAR:JLICL:
Interest Coverage: 16.89 (17% below median its 10-year median of 20.35)
GF Value™: ₨156.78 vs. price of ₨177.00 (12.9% above fair value)
Industry Position: 4% above the Insurance median (#109 of 352)
No single metric tells the full story. See the KAR:JLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee Life Insurance Co Ltd is a company that provides life insurance services. It offers non-participating policies and operates through seven segments, including Individual Life Unit Linked, Conventional Business, Accident & Health Business, Overseas Group Life & Health Business, Individual Family Takaful, Group Family Takaful, and Accident & Health Family Takaful. The company generates of its revenue from the Individual Life Unit Linked segment. These policies are mainly regular premium unit-linked policies that are determined based on the underlying assets' value.
71GF Score
Get the complete analysis for KAR:JLICL
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