Aye FinanceNSE:AYE +1.47%14 EBITDA Margin % is 31.41% as of Mar. 2026, which is 4% above its 10-year median of 30.06. GuruFocus rates NSE:AYE with a GF Score™ of 14/100. The stock has 8 warning signs investors should review. Among 414 Credit Services companies, Aye Finance ranks better than 59.18% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Aye Finance's EBITDA for the
six
months ended in Mar. 2026 was ₹2,788 Mil. Aye Finance's Revenue for the
six
months ended in Mar. 2026 was ₹8,876 Mil. Therefore, Aye Finance's EBITDA margin for the quarter that ended in Mar. 2026 was 31.41%.
Aye Finance (NSE:AYE) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Aye Finance EBITDA Margin % Related Terms
Aye Finance EBITDA Margin % Historical Data
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The historical data trend for Aye Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Aye Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aye Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aye Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Aye Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aye Finance (NSE:AYE) has a EBITDA Margin % of 31.41% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Aye Finance and its competitors. This is near median its historical median of 30.06. Over the past decade, Aye Finance's EBITDA Margin % has ranged from 12.71 to 36.51. According to the industry distribution chart, Aye Finance ranks #169 out of 414 companies in the Credit Services industry, placing it in the top 40.8%.
Is Aye Finance's EBITDA Margin % too high?
Aye Finance's current EBITDA Margin % of 31.41% is near median its 10-year median of 30.06. Over the past 10 years, this metric has ranged from a low of 12.71 to a high of 36.51. The Credit Services industry median EBITDA Margin % is 20.91. Aye Finance's value of 31.41% is 50.2% above this industry median. Based on the distribution chart, Aye Finance ranks #169 out of 414 companies in the Credit Services industry, which is above the industry midpoint. Overall, Aye Finance has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Aye Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Aye Finance ranks #169 out of 414 companies for EBITDA Margin %. This puts Aye Finance in the upper half of its industry. The industry median EBITDA Margin % is 20.91. Aye Finance's value of 31.41% is 50.2% above this benchmark. Historically, Aye Finance's own EBITDA Margin % has ranged from 12.71 to 36.51 over the past decade. While the company's 10-year median is 30.06 vs. the industry median of 20.91, Aye Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aye Finance's current EBITDA Margin % of 31.41% is 50.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Aye Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aye Finance's current EBITDA Margin % is 31.41%, which is near median its own 10-year median of 30.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aye Finance stock overvalued right now?
Aye Finance (NSE:AYE) has a current EBITDA Margin % of 31.41%. The current EBITDA Margin % is 31.41%, which is near median its 10-year median of 30.06 and 50.2% above the Credit Services industry median of 20.91. Aye Finance's overall GF Score™ is 14/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Aye Finance (NSE:AYE), the current EBITDA Margin % is 31.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aye Finance Ltd is a non-banking financial company - middle layer (NBFC-ML) focused on providing loans to micro, small and medium enterprises (MSMEs) across India. It offers a range of business loans for working capital and business expansion needs, against hypothecation of working assets or against security of property to customers across manufacturing, trading, service and allied agriculture sectors. The company operates in a single reportable segment i.e. granting loans, which has similar risks and returns. The company's offerings include Mortgage Loans, Property Loans, Secured Hypothecation Loans, and Unsecured Hypothecation Loans. Geographically, it operates across India.
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