Aye Finance (NSE:AYE) LT-Debt-to-Total-Asset: 0.65 (As of Mar. 2026)

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NSE:AYE Aye Finance Ltd NSE:AYE
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What is Aye Finance LT-Debt-to-Total-Asset?

Aye Finance NSE:AYE -2.18% 14 LT-Debt-to-Total-Asset is 0.65 as of Mar. 2026. GuruFocus rates NSE:AYE with a GF Score™ of 14/100. The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Aye Finance's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.65.

Aye Finance's long-term debt to total assets ratio increased from Mar. 2025 (0.37) to Mar. 2026 (0.65). It may suggest that Aye Finance is progressively becoming more dependent on debt to grow their business.

Aye Finance  (NSE:AYE) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Aye Finance LT-Debt-to-Total-Asset Related Terms

Aye Finance LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Aye Finance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aye Finance LT-Debt-to-Total-Asset Chart

Aye Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
0.34 0.28 0.30 0.37 0.65

Aye Finance Semi-Annual Data
Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial 0.30 0.34 0.37 0.43 0.65
NSE:AYE
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Aye Finance Ltd NSE:AYE
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Aye Finance LT-Debt-to-Total-Asset Calculation

Aye Finance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=50651/77729.4
=0.65

Aye Finance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=50651/77729.4
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.65 mean?
Aye Finance (NSE:AYE) has a LT-Debt-to-Total-Asset of 0.65 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Aye Finance and its competitors.
Is Aye Finance's LT-Debt-to-Total-Asset too high?
Aye Finance's current LT-Debt-to-Total-Asset is 0.65. Overall, Aye Finance has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Aye Finance's LT-Debt-to-Total-Asset compare to V and MA?
Aye Finance's LT-Debt-to-Total-Asset of 0.65 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Aye Finance and its competitors. Aye Finance's current LT-Debt-to-Total-Asset is 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aye Finance stock overvalued right now?
Aye Finance (NSE:AYE) has a current LT-Debt-to-Total-Asset of 0.65. The current LT-Debt-to-Total-Asset is 0.65. Aye Finance's overall GF Score™ is 14/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Aye Finance (NSE:AYE), the current LT-Debt-to-Total-Asset is 0.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aye Finance Business Description

Other Exchanges 544699:India
Address Arya Samaj Road, Unit No. 701-711, 7th Floor, Unitech Commercial Tower-2, Sector-45, Gurgaon, HR, IND, 122 003
Aye Finance Ltd is a non-banking financial company - middle layer (NBFC-ML) focused on providing loans to micro, small and medium enterprises (MSMEs) across India. It offers a range of business loans for working capital and business expansion needs, against hypothecation of working assets or against security of property to customers across manufacturing, trading, service and allied agriculture sectors. The company operates in a single reportable segment i.e. granting loans, which has similar risks and returns. The company's offerings include Mortgage Loans, Property Loans, Secured Hypothecation Loans, and Unsecured Hypothecation Loans. Geographically, it operates across India.
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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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