Aye Finance (NSE:AYE) ROCE %: 8.40% (As of Mar. 2026)


NSE:AYE Aye Finance Ltd NSE:AYE
14 GF Score
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! 8 Warning Signs
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What is Aye Finance ROCE %?

Aye Finance NSE:AYE +1.47% 14 ROCE % is 8.40% as of Mar. 2026. GuruFocus rates NSE:AYE with a GF Score™ of 14/100. The stock has 8 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Aye Finance's annualized ROCE % for the quarter that ended in Mar. 2026 was 8.40%.

Aye Finance  (NSE:AYE) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Aye Finance ROCE % Related Terms

Aye Finance ROCE % Historical Data

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The historical data trend for Aye Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aye Finance ROCE % Chart

Aye Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
2.81 11.31 15.88 11.72 7.26

Aye Finance Semi-Annual Data
Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
ROCE % Get a 7-Day Free Trial 12.56 13.81 9.18 7.44 8.40
NSE:AYE
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Aye Finance Ltd NSE:AYE
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Aye Finance ROCE % Calculation

Aye Finance's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=4275.3/( ( (63386.28 - 23286.21) + (77729.4 - 45.8) )/ 2 )
=4275.3/( (40100.07+77683.6)/ 2 )
=4275.3/58891.835
=7.26 %

Aye Finance's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Sep. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Sep. 2025 )(Q: Mar. 2026 )
=5276.74/( ( (71160.09 - 23228.1) + (77729.4 - 45.8) )/ 2 )
=5276.74/( ( 47931.99 + 77683.6 )/ 2 )
=5276.74/62807.795
=8.40 %

(1) Note: The EBIT data used here is two times the semi-annual (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 8.40% mean?
Aye Finance (NSE:AYE) has a ROCE % of 8.40% as of Mar. 2026.
Is Aye Finance's ROCE % too high?
Aye Finance's current ROCE % is 8.40%. The Credit Services industry median ROCE % is 3.46. Aye Finance's value of 8.40% is 142.8% above this industry median. Overall, Aye Finance has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Aye Finance's ROCE % compare to V and MA?
Aye Finance's ROCE % of 8.40% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.46. Aye Finance's value of 8.40% is 142.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.46, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aye Finance's current ROCE % of 8.40% is 142.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aye Finance's current ROCE % is 8.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aye Finance stock overvalued right now?
Aye Finance (NSE:AYE) has a current ROCE % of 8.40%. The current ROCE % is 8.40% and 142.8% above the Credit Services industry median of 3.46. Aye Finance's overall GF Score™ is 14/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Aye Finance (NSE:AYE), the current ROCE % is 8.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aye Finance Business Description

Other Exchanges 544699:India
Address Arya Samaj Road, Unit No. 701-711, 7th Floor, Unitech Commercial Tower-2, Sector-45, Gurgaon, HR, IND, 122 003
Aye Finance Ltd is a non-banking financial company - middle layer (NBFC-ML) focused on providing loans to micro, small and medium enterprises (MSMEs) across India. It offers a range of business loans for working capital and business expansion needs, against hypothecation of working assets or against security of property to customers across manufacturing, trading, service and allied agriculture sectors. The company operates in a single reportable segment i.e. granting loans, which has similar risks and returns. The company's offerings include Mortgage Loans, Property Loans, Secured Hypothecation Loans, and Unsecured Hypothecation Loans. Geographically, it operates across India.
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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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