Aye FinanceNSE:AYE +1.47%14 FCF Margin % is -101.70% as of Mar. 2026. GuruFocus rates NSE:AYE with a GF Score™ of 14/100. The stock has 8 warning signs investors should review. Among 531 Credit Services companies, Aye Finance ranks worse than 80.41% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Aye Finance's Free Cash Flow for the
six
months ended in Mar. 2026 was ₹-9,026 Mil. Aye Finance's Revenue for the
six
months ended in Mar. 2026 was ₹8,876 Mil. Therefore, Aye Finance's FCF Margin % for the quarter that ended in Mar. 2026 was -101.70%.
The historical rank and industry rank for Aye Finance's FCF Margin % or its related term are showing as below:
NSE:AYE'
s FCF Margin % Range Over the Past 10 Years
Min: -136.15 Med: -83.26 Max: -60.03
Current: -83.26
During the past 5 years, the highest FCF Margin % of Aye Finance was -60.03%. The lowest was -136.15%. And the median was -83.26%.
NSE:AYE's FCF Margin % is ranked worse than 80.41% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs NSE:AYE: -83.26
Aye Finance FCF Margin % Related Terms
Aye Finance FCF Margin % Historical Data
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The historical data trend for Aye Finance's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Aye Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aye Finance FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aye Finance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Aye Finance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aye Finance (NSE:AYE) has a FCF Margin % of -101.70% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Aye Finance and its competitors. According to the industry distribution chart, Aye Finance ranks #427 out of 531 companies in the Credit Services industry, placing it in the top 80.4%.
Is Aye Finance's FCF Margin % too high?
Aye Finance's current FCF Margin % is -101.70%. Based on the distribution chart, Aye Finance ranks #427 out of 531 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Aye Finance has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Aye Finance's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Aye Finance ranks #427 out of 531 companies for FCF Margin %. This places Aye Finance in the lower half of its industry. The industry median FCF Margin % is 0.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Aye Finance and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aye Finance's current FCF Margin % is -101.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aye Finance stock overvalued right now?
Aye Finance (NSE:AYE) has a current FCF Margin % of -101.70%. The current FCF Margin % is -101.70%. Aye Finance's overall GF Score™ is 14/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Aye Finance (NSE:AYE), the current FCF Margin % is -101.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aye Finance Ltd is a non-banking financial company - middle layer (NBFC-ML) focused on providing loans to micro, small and medium enterprises (MSMEs) across India. It offers a range of business loans for working capital and business expansion needs, against hypothecation of working assets or against security of property to customers across manufacturing, trading, service and allied agriculture sectors. The company operates in a single reportable segment i.e. granting loans, which has similar risks and returns. The company's offerings include Mortgage Loans, Property Loans, Secured Hypothecation Loans, and Unsecured Hypothecation Loans. Geographically, it operates across India.
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