Aye Finance (NSE:AYE) Moat Score: 0/10 (As of Jul. 13, 2026)


NSE:AYE Aye Finance Ltd NSE:AYE
26 GF Score
Price ₹168.82
! 8 Warning Signs
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What is Aye Finance Moat Score?

Aye Finance has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Aye Finance has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Aye Finance might have No Moat - No discernible moat.

Aye Finance  (NSE:AYE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Aye Finance Moat Score Related Terms

NSE:AYE
26GF Score
Aye Finance Ltd NSE:AYE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Aye Finance Business Description

Other Exchanges 544699:India
Address Arya Samaj Road, Unit No. 701-711, 7th Floor, Unitech Commercial Tower-2, Sector-45, Gurgaon, HR, IND, 122 003
Aye Finance Ltd is a non-banking financial company - middle layer (NBFC-ML) focused on providing loans to micro, small and medium enterprises (MSMEs) across India. It offers a range of business loans for working capital and business expansion needs, against hypothecation of working assets or against security of property to customers across manufacturing, trading, service and allied agriculture sectors. The company operates in a single reportable segment i.e. granting loans, which has similar risks and returns. The company's offerings include Mortgage Loans, Property Loans, Secured Hypothecation Loans, and Unsecured Hypothecation Loans. Geographically, it operates across India.
26GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹168.82
Price