Aye Finance (NSE:AYE) Interest Expense: ₹-811 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:AYE Aye Finance Ltd NSE:AYE
14 GF Score
Price ₹168.12
! 8 Warning Signs
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What is Aye Finance Interest Expense?

Aye Finance NSE:AYE +1.19% 14 Interest Expense is ₹-811 Mil as of Mar. 2026. GuruFocus rates NSE:AYE with a GF Score™ of 14/100. The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Aye Finance's interest expense for the six months ended in Mar. 2026 was ₹ 0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-811 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Aye Finance's Operating Income for the six months ended in Mar. 2026 was ₹ 1,549 Mil. Aye Finance's Interest Expense for the six months ended in Mar. 2026 was ₹ 0 Mil. GuruFocus does not calculate Aye Finance's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Aye Finance  (NSE:AYE) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Aye Finance's Interest Expense for the six months ended in Mar. 2026 was ₹0 Mil. Its Operating Income for the six months ended in Mar. 2026 was ₹1,549 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Mar. 2026 was ₹50,651 Mil.

Aye Finance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

GuruFocus does not calculate Aye Finance's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Aye Finance Interest Expense Historical Data

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The historical data trend for Aye Finance's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aye Finance Interest Expense Chart

Aye Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
-1,096.70 -1,056.30 -1,154.51 -1,573.54 0.00

Aye Finance Semi-Annual Data
Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Expense Get a 7-Day Free Trial -553.32 -737.79 -835.75 -811.15 0.00
NSE:AYE
14GF Score
Aye Finance Ltd NSE:AYE
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Aye Finance Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was ₹-811 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹-811 Mil mean?
Aye Finance (NSE:AYE) has a Interest Expense of ₹-811 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Aye Finance and its competitors.
Is Aye Finance's Interest Expense too high?
Aye Finance's current Interest Expense is ₹-811 Mil. Overall, Aye Finance has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Aye Finance's Interest Expense compare to V and MA?
Aye Finance's Interest Expense of ₹-811 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Aye Finance and its competitors. Aye Finance's current Interest Expense is ₹-811 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aye Finance stock overvalued right now?
Aye Finance (NSE:AYE) has a current Interest Expense of ₹-811 Mil. The current Interest Expense is ₹-811 Mil. Aye Finance's overall GF Score™ is 14/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Aye Finance (NSE:AYE), the current Interest Expense is ₹-811 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aye Finance Business Description

Other Exchanges 544699:India
Address Arya Samaj Road, Unit No. 701-711, 7th Floor, Unitech Commercial Tower-2, Sector-45, Gurgaon, HR, IND, 122 003
Aye Finance Ltd is a non-banking financial company - middle layer (NBFC-ML) focused on providing loans to micro, small and medium enterprises (MSMEs) across India. It offers a range of business loans for working capital and business expansion needs, against hypothecation of working assets or against security of property to customers across manufacturing, trading, service and allied agriculture sectors. The company operates in a single reportable segment i.e. granting loans, which has similar risks and returns. The company's offerings include Mortgage Loans, Property Loans, Secured Hypothecation Loans, and Unsecured Hypothecation Loans. Geographically, it operates across India.
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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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