Aye Finance (NSE:AYE) Enterprise Value: ₹83,596 Mil (As of Jul. 05, 2026) ***


NSE:AYE Aye Finance Ltd NSE:AYE
14 GF Score
Price ₹176.06
! 9 Warning Signs
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What is Aye Finance Enterprise Value?

Aye Finance NSE:AYE -3.69% 14 Enterprise Value is ₹83,596 Mil as of Jul. 05, 2026. GuruFocus rates NSE:AYE with a GF Score™ of 14/100. The stock has 9 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Aye Finance's Enterprise Value is ₹83,596 Mil. Aye Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹4,275 Mil. Therefore, Aye Finance's EV-to-EBIT ratio for today is 19.55.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Aye Finance's Enterprise Value is ₹83,596 Mil. Aye Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹4,538 Mil. Therefore, Aye Finance's EV-to-EBITDA ratio for today is 18.42.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Aye Finance's Enterprise Value is ₹83,596 Mil. Aye Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹16,410 Mil. Therefore, Aye Finance's EV-to-Revenue ratio for today is 5.09.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Aye Finance's Enterprise Value is ₹83,596 Mil. Aye Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-13,546 Mil. Therefore, Aye Finance's EV-to-OCF ratio for today is -6.17.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Aye Finance's Enterprise Value is ₹83,596 Mil. Aye Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-13,663 Mil. Therefore, Aye Finance's EV-to-FCF ratio for today is -6.12.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Aye Finance  (NSE:AYE) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Aye Finance's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=83596.083/4275.3
=19.55

Aye Finance's current Enterprise Value is ₹83,596 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Aye Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹4,275 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Aye Finance's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=83596.083/4538.4
=18.42

Aye Finance's current Enterprise Value is ₹83,596 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Aye Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹4,538 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Aye Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=83596.083/16409.7
=5.09

Aye Finance's current Enterprise Value is ₹83,596 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Aye Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹16,410 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Aye Finance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=83596.083/-13546.4
=-6.17

Aye Finance's current Enterprise Value is ₹83,596 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Aye Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-13,546 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Aye Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=83596.083/-13663
=-6.12

Aye Finance's current Enterprise Value is ₹83,596 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Aye Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-13,663 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Aye Finance Enterprise Value Related Terms


Aye Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for Aye Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aye Finance Enterprise Value Chart

Aye Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
0.00 0.00 0.00 0.00 63,799.49

Aye Finance Semi-Annual Data
Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Enterprise Value Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 63,799.49

NSE:AYE vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Aye Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aye Finance Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aye Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Aye Finance's Enterprise Value falls into.


NSE:AYE
14GF Score
Aye Finance Ltd NSE:AYE
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Aye Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Aye Finance's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Aye Finance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹83,596 Mil mean?
Aye Finance (NSE:AYE) has a Enterprise Value of ₹83,596 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Aye Finance and its competitors.
Is Aye Finance's Enterprise Value too high?
Aye Finance's current Enterprise Value is ₹83,596 Mil. Overall, Aye Finance has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Aye Finance's Enterprise Value compare to V and MA?
Aye Finance's Enterprise Value of ₹83,596 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Aye Finance and its competitors. Aye Finance's current Enterprise Value is ₹83,596 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aye Finance stock overvalued right now?
Aye Finance (NSE:AYE) has a current Enterprise Value of ₹83,596 Mil. The current Enterprise Value is ₹83,596 Mil. Aye Finance's overall GF Score™ is 14/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Aye Finance (NSE:AYE), the current Enterprise Value is ₹83,596 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aye Finance Business Description

Other Exchanges 544699:India
Address Arya Samaj Road, Unit No. 701-711, 7th Floor, Unitech Commercial Tower-2, Sector-45, Gurgaon, HR, IND, 122 003
Aye Finance Ltd is a non-banking financial company - middle layer (NBFC-ML) focused on providing loans to micro, small and medium enterprises (MSMEs) across India. It offers a range of business loans for working capital and business expansion needs, against hypothecation of working assets or against security of property to customers across manufacturing, trading, service and allied agriculture sectors. The company operates in a single reportable segment i.e. granting loans, which has similar risks and returns. The company's offerings include Mortgage Loans, Property Loans, Secured Hypothecation Loans, and Unsecured Hypothecation Loans. Geographically, it operates across India.
14GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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