Quara Finance CoSAU:9596 13 EBITDA Margin % is 17.37% as of Mar. 2026, which is 44% below its 10-year median of 30.84. GuruFocus rates SAU:9596 with a GF Score™ of 13/100. The stock has 4 warning signs investors should review. Among 413 Credit Services companies, Quara Finance Co ranks worse than 70.46% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Quara Finance Co's EBITDA for the
three
months ended in Mar. 2026 was ﷼11.7 Mil. Quara Finance Co's Revenue for the
three
months ended in Mar. 2026 was ﷼67.5 Mil. Therefore, Quara Finance Co's EBITDA margin for the quarter that ended in Mar. 2026 was 17.37%.
Quara Finance Co (SAU:9596) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Quara Finance Co EBITDA Margin % Related Terms
Quara Finance Co EBITDA Margin % Historical Data
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The historical data trend for Quara Finance Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:9596 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Quara Finance Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quara Finance Co EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Quara Finance Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Quara Finance Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quara Finance Co (SAU:9596) has a EBITDA Margin % of 17.37% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Quara Finance Co and its competitors. This is 44% below median its historical median of 30.84. Over the past decade, Quara Finance Co's EBITDA Margin % has ranged from 6.82 to 36.15. According to the industry distribution chart, Quara Finance Co ranks #291 out of 413 companies in the Credit Services industry, placing it in the top 70.5%.
Is Quara Finance Co's EBITDA Margin % too high?
Quara Finance Co's current EBITDA Margin % of 17.37% is 44% below median its 10-year median of 30.84. Over the past 10 years, this metric has ranged from a low of 6.82 to a high of 36.15. The Credit Services industry median EBITDA Margin % is 21.03. Quara Finance Co's value of 17.37% is 17.4% below this industry median. Based on the distribution chart, Quara Finance Co ranks #291 out of 413 companies in the Credit Services industry, which is below the industry midpoint. Overall, Quara Finance Co has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Quara Finance Co's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Quara Finance Co ranks #291 out of 413 companies for EBITDA Margin %. This places Quara Finance Co in the lower half of its industry. The industry median EBITDA Margin % is 21.03. Quara Finance Co's value of 17.37% is 17.4% below this benchmark. Historically, Quara Finance Co's own EBITDA Margin % has ranged from 6.82 to 36.15 over the past decade. While the company's 10-year median is 30.84 vs. the industry median of 21.03, Quara Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.03, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quara Finance Co's current EBITDA Margin % of 17.37% is 17.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Quara Finance Co and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quara Finance Co's current EBITDA Margin % is 17.37%, which is 44% below median its own 10-year median of 30.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quara Finance Co stock overvalued right now?
Quara Finance Co (SAU:9596) has a current EBITDA Margin % of 17.37%. The current EBITDA Margin % is 17.37%, which is 44% below median its 10-year median of 30.84 and 17.4% below the Credit Services industry median of 21.03. Quara Finance Co's overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Quara Finance Co (SAU:9596), the current EBITDA Margin % is 17.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Quara Finance Co is a company engaged in providing finance lease, consumer finance, and small and medium enterprise finance in the Kingdom of Saudi Arabia. The company's operations are in the Kingdom of Saudi Arabia and it provides financing to Saudi and resident individuals from government and private sectors and to SMEs. Its reportable segments are; Retail (Personal financing) segment which includes personal financing provided to retail clients; and SME financing segment includes financing provided to small and medium enterprises. The company generates a majority of its income from the Retail segment.
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