Quara Finance Co (SAU:9596) GF Score: 13/100 (As of Jul. 16, 2026) — 13% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:9596 Quara Finance Co SAU:9596
13 GF Score
Price ﷼16.70
! 4 Warning Signs
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What is Quara Finance Co GF Score?

Quara Finance Co SAU:9596 -4.57% 13 GF Score is 13 as of Jul. 16, 2026, which is 13% below its 10-year median of 15.00. GuruFocus rates SAU:9596 with a GF Score™ of 13/100. The stock has 4 warning signs investors should review.

Quara Finance Co has the GF Score of 13, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 4/10
3. Growth Rank : 0/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Quara Finance Co might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Quara Finance Co  (SAU:9596) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Quara Finance Co GF Score Related Terms

SAU:9596 vs V, MA, AXP: GF Score Comparison

For the Credit Services subindustry, Quara Finance Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Quara Finance Co GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Quara Finance Co's GF Score distribution charts can be found below:

* The bar in red indicates where Quara Finance Co's GF Score falls into.


SAU:9596
13GF Score
Quara Finance Co SAU:9596
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 13 mean?
Quara Finance Co (SAU:9596) has a GF Score of 13 as of Jul. 16, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Quara Finance Co and its competitors. This is 13% below median its historical median of 15.00. Over the past decade, Quara Finance Co's GF Score has ranged from 5.00 to 24.00.
Is Quara Finance Co's GF Score too high?
Quara Finance Co's current GF Score of 13 is 13% below median its 10-year median of 15.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 24.00. Overall, Quara Finance Co has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Quara Finance Co's GF Score compare to V and MA?
Quara Finance Co's GF Score of 13 can be compared against companies in the Credit Services industry. Historically, Quara Finance Co's own GF Score has ranged from 5.00 to 24.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Quara Finance Co and its competitors. Quara Finance Co's current GF Score is 13, which is 13% below median its own 10-year median of 15.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quara Finance Co stock overvalued right now?
Quara Finance Co (SAU:9596) has a current GF Score of 13. The current GF Score is 13, which is 13% below median its 10-year median of 15.00. Quara Finance Co's overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Quara Finance Co (SAU:9596), the current GF Score is 13 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Quara Finance Co Business Description

Address 8246, King Abdulaziz Road, Unit Number 15, Al - Wizarat District, Riyadh, SAU, 12622-3797
Quara Finance Co is a company engaged in providing finance lease, consumer finance, and small and medium enterprise finance in the Kingdom of Saudi Arabia. The company's operations are in the Kingdom of Saudi Arabia and it provides financing to Saudi and resident individuals from government and private sectors and to SMEs. Its reportable segments are; Retail (Personal financing) segment which includes personal financing provided to retail clients; and SME financing segment includes financing provided to small and medium enterprises. The company generates a majority of its income from the Retail segment.
13GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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