Quara Finance Co (SAU:9596) LT-Debt-to-Total-Asset: 0.40 (As of Mar. 2026)

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SAU:9596 Quara Finance Co SAU:9596
13 GF Score
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What is Quara Finance Co LT-Debt-to-Total-Asset?

Quara Finance Co SAU:9596 +4.92% 13 LT-Debt-to-Total-Asset is 0.40 as of Mar. 2026. GuruFocus rates SAU:9596 with a GF Score™ of 13/100. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Quara Finance Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.40.

Quara Finance Co's long-term debt to total assets ratio increased from Mar. 2025 (0.30) to Mar. 2026 (0.40). It may suggest that Quara Finance Co is progressively becoming more dependent on debt to grow their business.

Quara Finance Co  (SAU:9596) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Quara Finance Co LT-Debt-to-Total-Asset Related Terms

Quara Finance Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Quara Finance Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quara Finance Co LT-Debt-to-Total-Asset Chart

Quara Finance Co Annual Data
Trend Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
0.27 0.29 0.39

Quara Finance Co Quarterly Data
Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.30 0.50 0.50 0.39 0.40
SAU:9596
13GF Score
Quara Finance Co SAU:9596
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Quara Finance Co LT-Debt-to-Total-Asset Calculation

Quara Finance Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=391.401/998.459
=0.39

Quara Finance Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=417.459/1047.918
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.40 mean?
Quara Finance Co (SAU:9596) has a LT-Debt-to-Total-Asset of 0.40 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Quara Finance Co and its competitors.
Is Quara Finance Co's LT-Debt-to-Total-Asset too high?
Quara Finance Co's current LT-Debt-to-Total-Asset is 0.40. Overall, Quara Finance Co has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Quara Finance Co's LT-Debt-to-Total-Asset compare to V and MA?
Quara Finance Co's LT-Debt-to-Total-Asset of 0.40 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Quara Finance Co and its competitors. Quara Finance Co's current LT-Debt-to-Total-Asset is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quara Finance Co stock overvalued right now?
Quara Finance Co (SAU:9596) has a current LT-Debt-to-Total-Asset of 0.40. The current LT-Debt-to-Total-Asset is 0.40. Quara Finance Co's overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Quara Finance Co (SAU:9596), the current LT-Debt-to-Total-Asset is 0.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Quara Finance Co Business Description

Address 8246, King Abdulaziz Road, Unit Number 15, Al - Wizarat District, Riyadh, SAU, 12622-3797
Quara Finance Co is a company engaged in providing finance lease, consumer finance, and small and medium enterprise finance in the Kingdom of Saudi Arabia. The company's operations are in the Kingdom of Saudi Arabia and it provides financing to Saudi and resident individuals from government and private sectors and to SMEs. Its reportable segments are; Retail (Personal financing) segment which includes personal financing provided to retail clients; and SME financing segment includes financing provided to small and medium enterprises. The company generates a majority of its income from the Retail segment.
13GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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