Quara Finance Co (SAU:9596) ROCE %: 4.87% (As of Mar. 2026)


SAU:9596 Quara Finance Co SAU:9596
13 GF Score
Price ﷼16.20
! 4 Warning Signs
View Full Analysis

What is Quara Finance Co ROCE %?

Quara Finance Co SAU:9596 13 ROCE % is 4.87% as of Mar. 2026. GuruFocus rates SAU:9596 with a GF Score™ of 13/100. The stock has 4 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Quara Finance Co's annualized ROCE % for the quarter that ended in Mar. 2026 was 4.87%.

Quara Finance Co  (SAU:9596) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Quara Finance Co ROCE % Related Terms

Quara Finance Co ROCE % Historical Data

* Premium members only.

The historical data trend for Quara Finance Co's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quara Finance Co ROCE % Chart

Quara Finance Co Annual Data
Trend Dec23 Dec24 Dec25
ROCE %
10.35 8.11 1.73

Quara Finance Co Quarterly Data
Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.26 0.59 1.77 -0.79 4.87
SAU:9596
13GF Score
Quara Finance Co SAU:9596
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Quara Finance Co ROCE % Calculation

Quara Finance Co's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=13.704/( ( (874.434 - 152.507) + (998.459 - 135.288) )/ 2 )
=13.704/( (721.927+863.171)/ 2 )
=13.704/792.549
=1.73 %

Quara Finance Co's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=42.964/( ( (998.459 - 135.288) + (1047.918 - 147.007) )/ 2 )
=42.964/( ( 863.171 + 900.911 )/ 2 )
=42.964/882.041
=4.87 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 4.87% mean?
Quara Finance Co (SAU:9596) has a ROCE % of 4.87% as of Mar. 2026.
Is Quara Finance Co's ROCE % too high?
Quara Finance Co's current ROCE % is 4.87%. The Credit Services industry median ROCE % is 3.46. Quara Finance Co's value of 4.87% is 40.8% above this industry median. Overall, Quara Finance Co has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Quara Finance Co's ROCE % compare to V and MA?
Quara Finance Co's ROCE % of 4.87% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.46. Quara Finance Co's value of 4.87% is 40.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.46, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quara Finance Co's current ROCE % of 4.87% is 40.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quara Finance Co's current ROCE % is 4.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quara Finance Co stock overvalued right now?
Quara Finance Co (SAU:9596) has a current ROCE % of 4.87%. The current ROCE % is 4.87% and 40.8% above the Credit Services industry median of 3.46. Quara Finance Co's overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Quara Finance Co (SAU:9596), the current ROCE % is 4.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Quara Finance Co Business Description

Address 8246, King Abdulaziz Road, Unit Number 15, Al - Wizarat District, Riyadh, SAU, 12622-3797
Quara Finance Co is a company engaged in providing finance lease, consumer finance, and small and medium enterprise finance in the Kingdom of Saudi Arabia. The company's operations are in the Kingdom of Saudi Arabia and it provides financing to Saudi and resident individuals from government and private sectors and to SMEs. Its reportable segments are; Retail (Personal financing) segment which includes personal financing provided to retail clients; and SME financing segment includes financing provided to small and medium enterprises. The company generates a majority of its income from the Retail segment.
13GF Score

Get the complete analysis for SAU:9596

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼16.20
Price