Quara Finance CoSAU:9596 13 Pretax Margin % is 17.31% as of Mar. 2026, which is 38% below its 10-year median of 28.07. GuruFocus rates SAU:9596 with a GF Score™ of 13/100. The stock has 4 warning signs investors should review. Among 530 Credit Services companies, Quara Finance Co ranks worse than 73.77% on this metric.
The historical rank and industry rank for Quara Finance Co's Pretax Margin % or its related term are showing as below:
SAU:9596'
s Pretax Margin % Range Over the Past 10 Years
Min: 3.88 Med: 28.07 Max: 33.6
Current: 4.18
SAU:9596's Pretax Margin % is ranked worse than 73.77% of 530
companies
in the Credit Services industry
Industry Median: 20.22
vs SAU:9596: 4.18
Quara Finance Co (SAU:9596) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Quara Finance Co Pretax Margin % Related Terms
Quara Finance Co Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Quara Finance Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:9596 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Quara Finance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quara Finance Co Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Quara Finance Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Quara Finance Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quara Finance Co (SAU:9596) has a Pretax Margin % of 17.31% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Quara Finance Co and its competitors. This is 38% below median its historical median of 28.07. Over the past decade, Quara Finance Co's Pretax Margin % has ranged from 3.88 to 33.60. According to the industry distribution chart, Quara Finance Co ranks #391 out of 530 companies in the Credit Services industry, placing it in the top 73.8%.
Is Quara Finance Co's Pretax Margin % too high?
Quara Finance Co's current Pretax Margin % of 17.31% is 38% below median its 10-year median of 28.07. Over the past 10 years, this metric has ranged from a low of 3.88 to a high of 33.60. The Credit Services industry median Pretax Margin % is 20.22. Quara Finance Co's value of 17.31% is 14.4% below this industry median. Based on the distribution chart, Quara Finance Co ranks #391 out of 530 companies in the Credit Services industry, which is below the industry midpoint. Overall, Quara Finance Co has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Quara Finance Co's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Quara Finance Co ranks #391 out of 530 companies for Pretax Margin %. This places Quara Finance Co in the lower half of its industry. The industry median Pretax Margin % is 20.22. Quara Finance Co's value of 17.31% is 14.4% below this benchmark. Historically, Quara Finance Co's own Pretax Margin % has ranged from 3.88 to 33.60 over the past decade. While the company's 10-year median is 28.07 vs. the industry median of 20.22, Quara Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.22, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quara Finance Co's current Pretax Margin % of 17.31% is 14.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Quara Finance Co and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quara Finance Co's current Pretax Margin % is 17.31%, which is 38% below median its own 10-year median of 28.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quara Finance Co stock overvalued right now?
Quara Finance Co (SAU:9596) has a current Pretax Margin % of 17.31%. The current Pretax Margin % is 17.31%, which is 38% below median its 10-year median of 28.07 and 14.4% below the Credit Services industry median of 20.22. Quara Finance Co's overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Quara Finance Co (SAU:9596), the current Pretax Margin % is 17.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Quara Finance Co is a company engaged in providing finance lease, consumer finance, and small and medium enterprise finance in the Kingdom of Saudi Arabia. The company's operations are in the Kingdom of Saudi Arabia and it provides financing to Saudi and resident individuals from government and private sectors and to SMEs. Its reportable segments are; Retail (Personal financing) segment which includes personal financing provided to retail clients; and SME financing segment includes financing provided to small and medium enterprises. The company generates a majority of its income from the Retail segment.
13GF Score
Get the complete analysis for SAU:9596
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAU:9596 has been successfully added to your 
