Quara Finance CoSAU:9596 13 Quick Ratio is 7.02 as of Mar. 2026, which is 25% above its 10-year median of 5.63. GuruFocus rates SAU:9596 with a GF Score™ of 13/100. The stock has 4 warning signs investors should review. Among 394 Credit Services companies, Quara Finance Co ranks better than 53.81% on this metric.
Quara Finance Co has a quick ratio of 7.02. It generally indicates good short-term financial strength.
The historical rank and industry rank for Quara Finance Co's Quick Ratio or its related term are showing as below:
SAU:9596'
s Quick Ratio Range Over the Past 10 Years
Min: 4.76 Med: 5.63 Max: 33.64
Current: 7.02
During the past 3 years, Quara Finance Co's highest Quick Ratio was 33.64. The lowest was 4.76. And the median was 5.63.
SAU:9596's Quick Ratio is ranked better than 53.81% of 394
companies
in the Credit Services industry
Industry Median: 4.855
vs SAU:9596: 7.02
Quara Finance Co (SAU:9596) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Quara Finance Co Quick Ratio Related Terms
Quara Finance Co Quick Ratio Historical Data
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The historical data trend for Quara Finance Co's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Quara Finance Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quara Finance Co Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Quara Finance Co's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Quara Finance Co's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Quara Finance Co's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quara Finance Co (SAU:9596) has a Quick Ratio of 7.02 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Quara Finance Co and its competitors. This is 25% above median its historical median of 5.63. Over the past decade, Quara Finance Co's Quick Ratio has ranged from 4.76 to 33.64. According to the industry distribution chart, Quara Finance Co ranks #182 out of 394 companies in the Credit Services industry, placing it in the top 46.2%.
Is Quara Finance Co's Quick Ratio too high?
Quara Finance Co's current Quick Ratio of 7.02 is 25% above median its 10-year median of 5.63. Over the past 10 years, this metric has ranged from a low of 4.76 to a high of 33.64. The Credit Services industry median Quick Ratio is 4.86. Quara Finance Co's value of 7.02 is 44.6% above this industry median. Based on the distribution chart, Quara Finance Co ranks #182 out of 394 companies in the Credit Services industry, which is above the industry midpoint. Overall, Quara Finance Co has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Quara Finance Co's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Quara Finance Co ranks #182 out of 394 companies for Quick Ratio. This puts Quara Finance Co in the upper half of its industry. The industry median Quick Ratio is 4.86. Quara Finance Co's value of 7.02 is 44.6% above this benchmark. Historically, Quara Finance Co's own Quick Ratio has ranged from 4.76 to 33.64 over the past decade. While the company's 10-year median is 5.63 vs. the industry median of 4.86, Quara Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quara Finance Co's current Quick Ratio of 7.02 is 44.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Quara Finance Co and its competitors. For the Credit Services industry, the median Quick Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quara Finance Co's current Quick Ratio is 7.02, which is 25% above median its own 10-year median of 5.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quara Finance Co stock overvalued right now?
Quara Finance Co (SAU:9596) has a current Quick Ratio of 7.02. The current Quick Ratio is 7.02, which is 25% above median its 10-year median of 5.63 and 44.6% above the Credit Services industry median of 4.86. Quara Finance Co's overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Quara Finance Co (SAU:9596), the current Quick Ratio is 7.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Quara Finance Co is a company engaged in providing finance lease, consumer finance, and small and medium enterprise finance in the Kingdom of Saudi Arabia. The company's operations are in the Kingdom of Saudi Arabia and it provides financing to Saudi and resident individuals from government and private sectors and to SMEs. Its reportable segments are; Retail (Personal financing) segment which includes personal financing provided to retail clients; and SME financing segment includes financing provided to small and medium enterprises. The company generates a majority of its income from the Retail segment.
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