Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
China Reinsurance (Group)STU:C53 -4.20%46 EBITDA Margin % is 10.16% as of Dec. 2025, which is 35% above its 10-year median of 7.50. GuruFocus rates STU:C53 with a GF Score™ of 46/100 and a GF Value™ of €0.08 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 370 Insurance companies, China Reinsurance (Group) ranks worse than 54.32% on this metric.
China Reinsurance (Group) (STU:C53) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
China Reinsurance (Group) EBITDA Margin % Related Terms
China Reinsurance (Group) EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:C53 vs RGA, EG, RNR: EBITDA Margin % Comparison
For the Insurance - Reinsurance subindustry, China Reinsurance (Group)'s EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Reinsurance (Group) EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Reinsurance (Group)'s EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where China Reinsurance (Group)'s EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Reinsurance (Group) (STU:C53) has a EBITDA Margin % of 10.16% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on China Reinsurance (Group) and its competitors. This is 35% above median its historical median of 7.50. Over the past decade, China Reinsurance (Group)'s EBITDA Margin % has ranged from 2.10 to 15.10. According to the industry distribution chart, China Reinsurance (Group) ranks #201 out of 370 companies in the Insurance industry, placing it in the top 54.3%.
Is China Reinsurance (Group)'s EBITDA Margin % too high?
China Reinsurance (Group)'s current EBITDA Margin % of 10.16% is 35% above median its 10-year median of 7.50. Over the past 10 years, this metric has ranged from a low of 2.10 to a high of 15.10. The Insurance industry median EBITDA Margin % is 14.85. China Reinsurance (Group)'s value of 10.16% is 31.6% below this industry median. Based on the distribution chart, China Reinsurance (Group) ranks #201 out of 370 companies in the Insurance industry, which is below the industry midpoint. Overall, China Reinsurance (Group) has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Reinsurance (Group)'s EBITDA Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, China Reinsurance (Group) ranks #201 out of 370 companies for EBITDA Margin %. This places China Reinsurance (Group) in the lower half of its industry. The industry median EBITDA Margin % is 14.85. China Reinsurance (Group)'s value of 10.16% is 31.6% below this benchmark. Historically, China Reinsurance (Group)'s own EBITDA Margin % has ranged from 2.10 to 15.10 over the past decade. While the company's 10-year median is 7.50 vs. the industry median of 14.85, China Reinsurance (Group) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.85, based on 370 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Reinsurance (Group)'s current EBITDA Margin % of 10.16% is 31.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on China Reinsurance (Group) and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Reinsurance (Group)'s current EBITDA Margin % is 10.16%, which is 35% above median its own 10-year median of 7.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Reinsurance (Group) stock overvalued right now?
Based on GuruFocus' analysis, China Reinsurance (Group) (STU:C53) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.08, compared to a current price of €0.14 — trading 79.8% above its estimated fair value. The current EBITDA Margin % is 10.16%, which is 35% above median its 10-year median of 7.50 and 31.6% below the Insurance industry median of 14.85. China Reinsurance (Group)'s overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For China Reinsurance (Group) (STU:C53), the current EBITDA Margin % is 10.16% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Reinsurance (Group) (STU:C53) Overvalued in 2026?
Based on GuruFocus' analysis, China Reinsurance (Group) stock appears to be overvalued.
The current stock price of €0.14 is trading 79.8% above its estimated GF Value™ of €0.08.
GuruFocus considers China Reinsurance (Group) to be Significantly Overvalued.
Key valuation signals for STU:C53:
EBITDA Margin %: 10.16% (35% above median its 10-year median of 7.50)
GF Value™: €0.08 vs. price of €0.14 (79.8% above fair value)
Industry Position: 31.6% below the Insurance median (#201 of 370)
No single metric tells the full story. See the STU:C53 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Reinsurance (Group) Corp is mainly engaged in property and casualty reinsurance, life and health reinsurance, primary property and casualty insurance, asset management and other businesses. Its operating and reportable segments are Property and casualty reinsurance segment offers a wide variety of reinsurance products; Life and health reinsurance segment offers a wide range of reinsurance products; Primary property and casualty insurance segment offers a wide variety of insurance products and other businesses including motor, property and liability insurance; Asset management segment offers asset management services; and Other segments of which majority of revenue comes from Primary property and casualty insurance.
46GF Score
Get the complete analysis for STU:C53
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:C53 has been successfully added to your 
