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China Reinsurance (Group)STU:C53 +1.60%46 5-Year Yield-on-Cost % is 5.23 as of Jul. 30, 2026, which is 54% above its 10-year median of 3.40. GuruFocus rates STU:C53 with a GF Score™ of 46/100 and a GF Value™ of €0.09 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 419 Insurance companies, China Reinsurance (Group) ranks better than 62.77% on this metric.
The historical rank and industry rank for China Reinsurance (Group)'s 5-Year Yield-on-Cost % or its related term are showing as below:
STU:C53'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.12 Med: 3.4 Max: 9.83
Current: 5.23
During the past 13 years, China Reinsurance (Group)'s highest Yield on Cost was 9.83. The lowest was 1.12. And the median was 3.40.
STU:C53's 5-Year Yield-on-Cost % is ranked better than 62.77% of 419
companies
in the Insurance industry
Industry Median: 3.87
vs STU:C53: 5.23
China Reinsurance (Group) (STU:C53) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
China Reinsurance (Group) 5-Year Yield-on-Cost % Related Terms
STU:C53 vs RGA, EG, RNR: 5-Year Yield-on-Cost % Comparison
For the Insurance - Reinsurance subindustry, China Reinsurance (Group)'s 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Reinsurance (Group) 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Reinsurance (Group)'s 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where China Reinsurance (Group)'s 5-Year Yield-on-Cost % falls into.
China Reinsurance (Group) 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
China Reinsurance (Group) (STU:C53) has a 5-Year Yield-on-Cost % of 5.23 as of Jul. 30, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on China Reinsurance (Group) and its competitors. This is 54% above median its historical median of 3.40. Over the past decade, China Reinsurance (Group)'s 5-Year Yield-on-Cost % has ranged from 1.12 to 9.83. According to the industry distribution chart, China Reinsurance (Group) ranks #156 out of 419 companies in the Insurance industry, placing it in the top 37.2%.
Is China Reinsurance (Group)'s 5-Year Yield-on-Cost % too high?
China Reinsurance (Group)'s current 5-Year Yield-on-Cost % of 5.23 is 54% above median its 10-year median of 3.40. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 9.83. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. China Reinsurance (Group)'s value of 5.23 is 35.1% above this industry median. Based on the distribution chart, China Reinsurance (Group) ranks #156 out of 419 companies in the Insurance industry, which is above the industry midpoint. Overall, China Reinsurance (Group) has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Reinsurance (Group)'s 5-Year Yield-on-Cost % compare to RGA and EG?
According to the Insurance industry distribution chart, China Reinsurance (Group) ranks #156 out of 419 companies for 5-Year Yield-on-Cost %. This puts China Reinsurance (Group) in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. China Reinsurance (Group)'s value of 5.23 is 35.1% above this benchmark. Historically, China Reinsurance (Group)'s own 5-Year Yield-on-Cost % has ranged from 1.12 to 9.83 over the past decade. While the company's 10-year median is 3.40 vs. the industry median of 3.87, China Reinsurance (Group) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Reinsurance (Group)'s current 5-Year Yield-on-Cost % of 5.23 is 35.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on China Reinsurance (Group) and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Reinsurance (Group)'s current 5-Year Yield-on-Cost % is 5.23, which is 54% above median its own 10-year median of 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Reinsurance (Group) stock overvalued right now?
Based on GuruFocus' analysis, China Reinsurance (Group) (STU:C53) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.09, compared to a current price of €0.15 — trading 62.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.23, which is 54% above median its 10-year median of 3.40 and 35.1% above the Insurance industry median of 3.87. China Reinsurance (Group)'s overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For China Reinsurance (Group) (STU:C53), the current 5-Year Yield-on-Cost % is 5.23 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Reinsurance (Group) (STU:C53) Overvalued in 2026?
Based on GuruFocus' analysis, China Reinsurance (Group) stock appears to be overvalued.
The current stock price of €0.15 is trading 62.3% above its estimated GF Value™ of €0.09.
GuruFocus considers China Reinsurance (Group) to be Significantly Overvalued.
Key valuation signals for STU:C53:
5-Year Yield-on-Cost %: 5.23 (54% above median its 10-year median of 3.40)
GF Value™: €0.09 vs. price of €0.15 (62.3% above fair value)
Industry Position: 35.1% above the Insurance median (#156 of 419)
No single metric tells the full story. See the STU:C53 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Reinsurance (Group) Corp is mainly engaged in property and casualty reinsurance, life and health reinsurance, primary property and casualty insurance, asset management and other businesses. Its operating and reportable segments are Property and casualty reinsurance segment offers a wide variety of reinsurance products; Life and health reinsurance segment offers a wide range of reinsurance products; Primary property and casualty insurance segment offers a wide variety of insurance products and other businesses including motor, property and liability insurance; Asset management segment offers asset management services; and Other segments of which majority of revenue comes from Primary property and casualty insurance.
46GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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