China Reinsurance (Group) (STU:C53) Scaled Net Operating Assets: -0.12 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:C53 China Reinsurance (Group) Corp STU:C53
46 GF Score
Price €0.14
GF Value €0.08
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is China Reinsurance (Group) Scaled Net Operating Assets?

China Reinsurance (Group) STU:C53 -4.20% 46 Scaled Net Operating Assets is -0.12 as of Dec. 2025. GuruFocus rates STU:C53 with a GF Score™ of 46/100 and a GF Value™ of €0.08 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

China Reinsurance (Group)'s operating assets for the quarter that ended in Dec. 2025 was €40,251 Mil. China Reinsurance (Group)'s operating liabilities for the quarter that ended in Dec. 2025 was €47,851 Mil. China Reinsurance (Group)'s Total Assets for the quarter that ended in Jun. 2025 was €62,358 Mil. Therefore, China Reinsurance (Group)'s scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was -0.12.

STU:C53
46GF Score
China Reinsurance (Group) Corp STU:C53
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Reinsurance (Group) Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

China Reinsurance (Group)'s Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(62613.918-47851.452)/66679.232
=0.22

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=63992.215 - 1378.297
=62613.918

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=49525.105 - 1673.653 - 0
=47851.452

China Reinsurance (Group)'s Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(40250.957-47851.452)/62358.402
=-0.12

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=63992.215 - 23741.258
=40250.957

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=49525.105 - 1673.653 - 0
=47851.452

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.12 mean?
China Reinsurance (Group) (STU:C53) has a Scaled Net Operating Assets of -0.12 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on China Reinsurance (Group) and its competitors.
Is China Reinsurance (Group)'s Scaled Net Operating Assets too high?
China Reinsurance (Group)'s current Scaled Net Operating Assets is -0.12. Overall, China Reinsurance (Group) has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Reinsurance (Group)'s Scaled Net Operating Assets compare to RGA and EG?
China Reinsurance (Group)'s Scaled Net Operating Assets of -0.12 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on China Reinsurance (Group) and its competitors. China Reinsurance (Group)'s current Scaled Net Operating Assets is -0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Reinsurance (Group) stock overvalued right now?
Based on GuruFocus' analysis, China Reinsurance (Group) (STU:C53) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.08, compared to a current price of €0.14 — trading 79.8% above its estimated fair value. The current Scaled Net Operating Assets is -0.12. China Reinsurance (Group)'s overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For China Reinsurance (Group) (STU:C53), the current Scaled Net Operating Assets is -0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Reinsurance (Group) (STU:C53) Overvalued in 2026?

Based on GuruFocus' analysis, China Reinsurance (Group) stock appears to be overvalued. The current stock price of €0.14 is trading 79.8% above its estimated GF Value™ of €0.08. GuruFocus considers China Reinsurance (Group) to be Significantly Overvalued.

Key valuation signals for STU:C53:

  • Scaled Net Operating Assets: -0.12
  • GF Value™: €0.08 vs. price of €0.14 (79.8% above fair value)
  • GF Score™: 46/100 with 2 warning signs

No single metric tells the full story. See the STU:C53 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Reinsurance (Group) Business Description

Other Exchanges 01508:Hong Kong
Address No. 11 Jinrong Avenue, Xicheng District, Beijing, CHN, 100033
China Reinsurance (Group) Corp is mainly engaged in property and casualty reinsurance, life and health reinsurance, primary property and casualty insurance, asset management and other businesses. Its operating and reportable segments are Property and casualty reinsurance segment offers a wide variety of reinsurance products; Life and health reinsurance segment offers a wide range of reinsurance products; Primary property and casualty insurance segment offers a wide variety of insurance products and other businesses including motor, property and liability insurance; Asset management segment offers asset management services; and Other segments of which majority of revenue comes from Primary property and casualty insurance.
46GF Score

Get the complete analysis for STU:C53

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.14
Price
€0.08
GF Value