China Reinsurance (Group)STU:C53 +1.69%44 OCF Margin % is 26.11% as of Dec. 2025, which is 148% above its 10-year median of 10.54. GuruFocus rates STU:C53 with a GF Score™ of 44/100 and a GF Value™ of €0.09 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 502 Insurance companies, China Reinsurance (Group) ranks better than 63.94% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, China Reinsurance (Group)'s OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Reinsurance (Group) OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Reinsurance (Group)'s OCF Margin % distribution charts can be found below:
* The bar in red indicates where China Reinsurance (Group)'s OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Reinsurance (Group) (STU:C53) has a OCF Margin % of 26.11% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on China Reinsurance (Group) and its competitors. This is 148% above median its historical median of 10.54. According to the industry distribution chart, China Reinsurance (Group) ranks #181 out of 502 companies in the Insurance industry, placing it in the top 36.1%.
Is China Reinsurance (Group)'s OCF Margin % too high?
China Reinsurance (Group)'s current OCF Margin % of 26.11% is 148% above median its 10-year median of 10.54. The Insurance industry median OCF Margin % is 10.86. China Reinsurance (Group)'s value of 26.11% is 140.5% above this industry median. Based on the distribution chart, China Reinsurance (Group) ranks #181 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, China Reinsurance (Group) has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Reinsurance (Group)'s OCF Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, China Reinsurance (Group) ranks #181 out of 502 companies for OCF Margin %. This puts China Reinsurance (Group) in the upper half of its industry. The industry median OCF Margin % is 10.86. China Reinsurance (Group)'s value of 26.11% is 140.5% above this benchmark. While the company's 10-year median is 10.54 vs. the industry median of 10.86, China Reinsurance (Group) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Reinsurance (Group)'s current OCF Margin % of 26.11% is 140.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on China Reinsurance (Group) and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Reinsurance (Group)'s current OCF Margin % is 26.11%, which is 148% above median its own 10-year median of 10.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Reinsurance (Group) stock overvalued right now?
Based on GuruFocus' analysis, China Reinsurance (Group) (STU:C53) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.09, compared to a current price of €0.13 — trading 46.9% above its estimated fair value. The current OCF Margin % is 26.11%, which is 148% above median its 10-year median of 10.54 and 140.5% above the Insurance industry median of 10.86. China Reinsurance (Group)'s overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For China Reinsurance (Group) (STU:C53), the current OCF Margin % is 26.11% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Reinsurance (Group) (STU:C53) Overvalued in 2026?
Based on GuruFocus' analysis, China Reinsurance (Group) stock appears to be overvalued.
The current stock price of €0.13 is trading 46.9% above its estimated GF Value™ of €0.09.
GuruFocus considers China Reinsurance (Group) to be Significantly Overvalued.
Key valuation signals for STU:C53:
OCF Margin %: 26.11% (148% above median its 10-year median of 10.54)
GF Value™: €0.09 vs. price of €0.13 (46.9% above fair value)
Industry Position: 140.5% above the Insurance median (#181 of 502)
No single metric tells the full story. See the STU:C53 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Reinsurance (Group) Corp is mainly engaged in property and casualty reinsurance, life and health reinsurance, primary property and casualty insurance, asset management and other businesses. Its operating and reportable segments are Property and casualty reinsurance segment offers a wide variety of reinsurance products; Life and health reinsurance segment offers a wide range of reinsurance products; Primary property and casualty insurance segment offers a wide variety of insurance products and other businesses including motor, property and liability insurance; Asset management segment offers asset management services; and Other segments of which majority of revenue comes from Primary property and casualty insurance.
44GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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