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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
China Reinsurance (Group)'s 10-Year RORE % for the quarter that ended in Dec. 2025 was 9.68%.
The industry rank for China Reinsurance (Group)'s 10-Year RORE % or its related term are showing as below:
STU:C53's 10-Year RORE % is ranked worse than 55.38% of 381
companies
in the Insurance industry
Industry Median: 12.88
vs STU:C53: 9.68
China Reinsurance (Group) (STU:C53) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
China Reinsurance (Group) 10-Year RORE % Related Terms
China Reinsurance (Group) 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:C53 vs RGA, EG, RNR: 10-Year RORE % Comparison
For the Insurance - Reinsurance subindustry, China Reinsurance (Group)'s 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Reinsurance (Group) 10-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Reinsurance (Group)'s 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where China Reinsurance (Group)'s 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 10-year before.
China Reinsurance (Group) (STU:C53) has a 10-Year RORE % of 9.68 as of Dec. 2025. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on China Reinsurance (Group) and its competitors. According to the industry distribution chart, China Reinsurance (Group) ranks #211 out of 381 companies in the Insurance industry, placing it in the top 55.4%.
Is China Reinsurance (Group)'s 10-Year RORE % too high?
China Reinsurance (Group)'s current 10-Year RORE % is 9.68. The Insurance industry median 10-Year RORE % is 12.88. China Reinsurance (Group)'s value of 9.68 is 24.8% below this industry median. Based on the distribution chart, China Reinsurance (Group) ranks #211 out of 381 companies in the Insurance industry, which is below the industry midpoint. Overall, China Reinsurance (Group) has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Reinsurance (Group)'s 10-Year RORE % compare to RGA and EG?
According to the Insurance industry distribution chart, China Reinsurance (Group) ranks #211 out of 381 companies for 10-Year RORE %. This places China Reinsurance (Group) in the lower half of its industry. The industry median 10-Year RORE % is 12.88. China Reinsurance (Group)'s value of 9.68 is 24.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Insurance company?
The median 10-Year RORE % among Insurance companies is 12.88, based on 381 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Reinsurance (Group)'s current 10-Year RORE % of 9.68 is 24.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on China Reinsurance (Group) and its competitors. For the Insurance industry, the median 10-Year RORE % is 12.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Reinsurance (Group)'s current 10-Year RORE % is 9.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Reinsurance (Group) stock overvalued right now?
Based on GuruFocus' analysis, China Reinsurance (Group) (STU:C53) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.08, compared to a current price of €0.14 — trading 79.8% above its estimated fair value. The current 10-Year RORE % is 9.68 and 24.8% below the Insurance industry median of 12.88. China Reinsurance (Group)'s overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For China Reinsurance (Group) (STU:C53), the current 10-Year RORE % is 9.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Reinsurance (Group) (STU:C53) Overvalued in 2026?
Based on GuruFocus' analysis, China Reinsurance (Group) stock appears to be overvalued.
The current stock price of €0.14 is trading 79.8% above its estimated GF Value™ of €0.08.
GuruFocus considers China Reinsurance (Group) to be Significantly Overvalued.
Key valuation signals for STU:C53:
10-Year RORE %: 9.68
GF Value™: €0.08 vs. price of €0.14 (79.8% above fair value)
Industry Position: 24.8% below the Insurance median (#211 of 381)
No single metric tells the full story. See the STU:C53 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Reinsurance (Group) Corp is mainly engaged in property and casualty reinsurance, life and health reinsurance, primary property and casualty insurance, asset management and other businesses. Its operating and reportable segments are Property and casualty reinsurance segment offers a wide variety of reinsurance products; Life and health reinsurance segment offers a wide range of reinsurance products; Primary property and casualty insurance segment offers a wide variety of insurance products and other businesses including motor, property and liability insurance; Asset management segment offers asset management services; and Other segments of which majority of revenue comes from Primary property and casualty insurance.
46GF Score
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10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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