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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. China Reinsurance (Group)'s retained earnings for the quarter that ended in Dec. 2025 was €5,229 Mil.
China Reinsurance (Group)'s quarterly retained earnings
increased
from Dec. 2024 (€4,780 Mil) to Jun. 2025 (€4,932 Mil) and
increased
from Jun. 2025 (€4,932 Mil) to Dec. 2025 (€5,229 Mil).
China Reinsurance (Group)'s annual retained earnings
increased
from Dec. 2023 (€3,701 Mil) to Dec. 2024 (€4,780 Mil) and
increased
from Dec. 2024 (€4,780 Mil) to Dec. 2025 (€5,229 Mil).
China Reinsurance (Group) (STU:C53) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
China Reinsurance (Group) Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Reinsurance (Group) Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
China Reinsurance (Group) (STU:C53) has a Retained Earnings of €5,229 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on China Reinsurance (Group) and its competitors.
Is China Reinsurance (Group)'s Retained Earnings too high?
China Reinsurance (Group)'s current Retained Earnings is €5,229 Mil. Overall, China Reinsurance (Group) has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Reinsurance (Group)'s Retained Earnings compare to RGA and EG?
China Reinsurance (Group)'s Retained Earnings of €5,229 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on China Reinsurance (Group) and its competitors. China Reinsurance (Group)'s current Retained Earnings is €5,229 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Reinsurance (Group) stock overvalued right now?
Based on GuruFocus' analysis, China Reinsurance (Group) (STU:C53) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.09, compared to a current price of €0.14 — trading 55.7% above its estimated fair value. The current Retained Earnings is €5,229 Mil. China Reinsurance (Group)'s overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For China Reinsurance (Group) (STU:C53), the current Retained Earnings is €5,229 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Reinsurance (Group) (STU:C53) Overvalued in 2026?
Based on GuruFocus' analysis, China Reinsurance (Group) stock appears to be overvalued.
The current stock price of €0.14 is trading 55.7% above its estimated GF Value™ of €0.09.
GuruFocus considers China Reinsurance (Group) to be Significantly Overvalued.
Key valuation signals for STU:C53:
Retained Earnings: €5,229 Mil
GF Value™: €0.09 vs. price of €0.14 (55.7% above fair value)
No single metric tells the full story. See the STU:C53 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Reinsurance (Group) Corp is mainly engaged in property and casualty reinsurance, life and health reinsurance, primary property and casualty insurance, asset management and other businesses. Its operating and reportable segments are Property and casualty reinsurance segment offers a wide variety of reinsurance products; Life and health reinsurance segment offers a wide range of reinsurance products; Primary property and casualty insurance segment offers a wide variety of insurance products and other businesses including motor, property and liability insurance; Asset management segment offers asset management services; and Other segments of which majority of revenue comes from Primary property and casualty insurance.
45GF Score
Get the complete analysis for STU:C53
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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