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China Reinsurance (Group)STU:C53 48 EV-to-EBITDA is 3.87 as of Aug. 21, 2026, which is 24% below its 10-year median of 5.09. GuruFocus rates STU:C53 with a GF Score™ of 48/100 and a GF Value™ of €0.09 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 348 Insurance companies, China Reinsurance (Group) ranks better than 82.47% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, China Reinsurance (Group)'s enterprise value is €7,209 Mil.
China Reinsurance (Group)'s EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €1,864 Mil. Therefore, China Reinsurance (Group)'s EV-to-EBITDA for today is 3.87.
The historical rank and industry rank for China Reinsurance (Group)'s EV-to-EBITDA or its related term are showing as below:
STU:C53'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.74 Med: 5.09 Max: 21.74
Current: 3.9
During the past 13 years, the highest EV-to-EBITDA of China Reinsurance (Group) was 21.74. The lowest was 2.74. And the median was 5.09.
STU:C53's EV-to-EBITDA is ranked better than 82.47% of 348
companies
in the Insurance industry
Industry Median: 8.095
vs STU:C53: 3.90
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
China Reinsurance (Group) (STU:C53) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
China Reinsurance (Group)'s PE Ratio (TTM) for today is calculated as:
China Reinsurance (Group)'s share price for today is €0.1311.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. China Reinsurance (Group)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.028.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, China Reinsurance (Group)'s EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Reinsurance (Group) EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, China Reinsurance (Group)'s EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where China Reinsurance (Group)'s EV-to-EBITDA falls into.
China Reinsurance (Group)'s current Enterprise Value is €7,209 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. China Reinsurance (Group)'s EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €1,864 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Reinsurance (Group) (STU:C53) has a EV-to-EBITDA of 3.87 as of Aug. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on China Reinsurance (Group). This is 24% below median its historical median of 5.09. Over the past decade, China Reinsurance (Group)'s EV-to-EBITDA has ranged from 2.74 to 21.74. According to the industry distribution chart, China Reinsurance (Group) ranks #61 out of 348 companies in the Insurance industry, placing it in the top 17.5%.
Is China Reinsurance (Group)'s EV-to-EBITDA too high?
China Reinsurance (Group)'s current EV-to-EBITDA of 3.87 is 24% below median its 10-year median of 5.09. Over the past 10 years, this metric has ranged from a low of 2.74 to a high of 21.74. The Insurance industry median EV-to-EBITDA is 8.10. China Reinsurance (Group)'s value of 3.87 is 52.2% below this industry median. Based on the distribution chart, China Reinsurance (Group) ranks #61 out of 348 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Reinsurance (Group) has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Reinsurance (Group)'s EV-to-EBITDA compare to RGA and EG?
According to the Insurance industry distribution chart, China Reinsurance (Group) ranks #61 out of 348 companies for EV-to-EBITDA. This places China Reinsurance (Group) in the top 18% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.10. China Reinsurance (Group)'s value of 3.87 is 52.2% below this benchmark. Historically, China Reinsurance (Group)'s own EV-to-EBITDA has ranged from 2.74 to 21.74 over the past decade. While the company's 10-year median is 5.09 vs. the industry median of 8.10, China Reinsurance (Group) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.10, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Reinsurance (Group)'s current EV-to-EBITDA of 3.87 is 52.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on China Reinsurance (Group). For the Insurance industry, the median EV-to-EBITDA is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Reinsurance (Group)'s current EV-to-EBITDA is 3.87, which is 24% below median its own 10-year median of 5.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Reinsurance (Group) stock overvalued right now?
Based on GuruFocus' analysis, China Reinsurance (Group) (STU:C53) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.09, compared to a current price of €0.13 — trading 45.7% above its estimated fair value. The current EV-to-EBITDA is 3.87, which is 24% below median its 10-year median of 5.09 and 52.2% below the Insurance industry median of 8.10. China Reinsurance (Group)'s overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For China Reinsurance (Group) (STU:C53), the current EV-to-EBITDA is 3.87 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Reinsurance (Group) (STU:C53) Overvalued in 2026?
Based on GuruFocus' analysis, China Reinsurance (Group) stock appears to be overvalued.
The current stock price of €0.13 is trading 45.7% above its estimated GF Value™ of €0.09.
GuruFocus considers China Reinsurance (Group) to be Significantly Overvalued.
Key valuation signals for STU:C53:
EV-to-EBITDA: 3.87 (24% below median its 10-year median of 5.09)
GF Value™: €0.09 vs. price of €0.13 (45.7% above fair value)
Industry Position: 52.2% below the Insurance median (#61 of 348)
No single metric tells the full story. See the STU:C53 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Reinsurance (Group) Corp is mainly engaged in property and casualty reinsurance, life and health reinsurance, primary property and casualty insurance, asset management and other businesses. Its operating and reportable segments are Property and casualty reinsurance segment offers a wide variety of reinsurance products; Life and health reinsurance segment offers a wide range of reinsurance products; Primary property and casualty insurance segment offers a wide variety of insurance products and other businesses including motor, property and liability insurance; Asset management segment offers asset management services; and Other segments of which majority of revenue comes from Primary property and casualty insurance.
48GF Score
Get the complete analysis for STU:C53
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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