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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
China Reinsurance (Group)STU:C53 -4.20%46 Median PS Value is €0.12 as of Jul. 29, 2026, which is 100% below its 10-year median of 1.51. GuruFocus rates STU:C53 with a GF Score™ of 46/100 and a GF Value™ of €0.08 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 343 Insurance companies, China Reinsurance (Group) ranks worse than 61.52% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for China Reinsurance (Group)'s Median PS Value or its related term are showing as below:
STU:C53'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.2 Med: 1.51 Max: 1.51
Current: 1.2
During the past 13 years, the highest Price to Median PS Value of China Reinsurance (Group) was 1.51. The lowest was 1.20. And the median was 1.51.
STU:C53's Price-to-Median-PS-Value is ranked worse than 61.52% of 343
companies
in the Insurance industry
Industry Median: 1.04
vs STU:C53: 1.20
China Reinsurance (Group) (STU:C53) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
China Reinsurance (Group)'s Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.1438
/
0.12
=
1.20
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Reinsurance (Group) Median PS Value Related Terms
China Reinsurance (Group) Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:C53 vs RGA, EG, RNR: Median PS Value Comparison
For the Insurance - Reinsurance subindustry, China Reinsurance (Group)'s Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Reinsurance (Group) Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, China Reinsurance (Group)'s Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where China Reinsurance (Group)'s Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.3715.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. China Reinsurance (Group)'s Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.323.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Reinsurance (Group) (STU:C53) has a Median PS Value of €0.12 as of Jul. 29, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on China Reinsurance (Group) and its competitors. This is 92% below median its historical median of 1.51. Over the past decade, China Reinsurance (Group)'s Median PS Value has ranged from 1.20 to 1.51. According to the industry distribution chart, China Reinsurance (Group) ranks #211 out of 343 companies in the Insurance industry, placing it in the top 61.5%.
Is China Reinsurance (Group)'s Median PS Value too high?
China Reinsurance (Group)'s current Median PS Value of €0.12 is 92% below median its 10-year median of 1.51. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 1.51. Based on the distribution chart, China Reinsurance (Group) ranks #211 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, China Reinsurance (Group) has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Reinsurance (Group)'s Median PS Value compare to RGA and EG?
According to the Insurance industry distribution chart, China Reinsurance (Group) ranks #211 out of 343 companies for Median PS Value. This places China Reinsurance (Group) in the lower half of its industry. The industry median Median PS Value is 1.04. Historically, China Reinsurance (Group)'s own Median PS Value has ranged from 1.20 to 1.51 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.04, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on China Reinsurance (Group) and its competitors. For the Insurance industry, the median Median PS Value is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Reinsurance (Group)'s current Median PS Value is €0.12, which is 92% below median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Reinsurance (Group) stock overvalued right now?
Based on GuruFocus' analysis, China Reinsurance (Group) (STU:C53) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.08, compared to a current price of €0.14 — trading 79.8% above its estimated fair value. The current Median PS Value is €0.12, which is 92% below median its 10-year median of 1.51. China Reinsurance (Group)'s overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For China Reinsurance (Group) (STU:C53), the current Median PS Value is €0.12 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Reinsurance (Group) (STU:C53) Overvalued in 2026?
Based on GuruFocus' analysis, China Reinsurance (Group) stock appears to be overvalued.
The current stock price of €0.14 is trading 79.8% above its estimated GF Value™ of €0.08.
GuruFocus considers China Reinsurance (Group) to be Significantly Overvalued.
Key valuation signals for STU:C53:
Median PS Value: €0.12 (92% below median its 10-year median of 1.51)
GF Value™: €0.08 vs. price of €0.14 (79.8% above fair value)
No single metric tells the full story. See the STU:C53 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Reinsurance (Group) Corp is mainly engaged in property and casualty reinsurance, life and health reinsurance, primary property and casualty insurance, asset management and other businesses. Its operating and reportable segments are Property and casualty reinsurance segment offers a wide variety of reinsurance products; Life and health reinsurance segment offers a wide range of reinsurance products; Primary property and casualty insurance segment offers a wide variety of insurance products and other businesses including motor, property and liability insurance; Asset management segment offers asset management services; and Other segments of which majority of revenue comes from Primary property and casualty insurance.
46GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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