China Reinsurance (Group)STU:C53 -9.08%44 Net Margin % is 6.19% as of Dec. 2025, which is 36% above its 10-year median of 4.55. GuruFocus rates STU:C53 with a GF Score™ of 44/100 and a GF Value™ of €0.08 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, China Reinsurance (Group) ranks worse than 53.49% on this metric.
The historical rank and industry rank for China Reinsurance (Group)'s Net Margin % or its related term are showing as below:
STU:C53'
s Net Margin % Range Over the Past 10 Years
Min: -0.37 Med: 4.55 Max: 9.35
Current: 8.63
STU:C53's Net Margin % is ranked worse than 53.49% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs STU:C53: 8.63
China Reinsurance (Group) (STU:C53) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
China Reinsurance (Group) Net Margin % Related Terms
China Reinsurance (Group) Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, China Reinsurance (Group)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Reinsurance (Group) Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Reinsurance (Group)'s Net Margin % distribution charts can be found below:
* The bar in red indicates where China Reinsurance (Group)'s Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Reinsurance (Group) (STU:C53) has a Net Margin % of 6.19% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on China Reinsurance (Group) and its competitors. This is 36% above median its historical median of 4.55. According to the industry distribution chart, China Reinsurance (Group) ranks #268 out of 501 companies in the Insurance industry, placing it in the top 53.5%.
Is China Reinsurance (Group)'s Net Margin % too high?
China Reinsurance (Group)'s current Net Margin % of 6.19% is 36% above median its 10-year median of 4.55. The Insurance industry median Net Margin % is 9.29. China Reinsurance (Group)'s value of 6.19% is 33.4% below this industry median. Based on the distribution chart, China Reinsurance (Group) ranks #268 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, China Reinsurance (Group) has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Reinsurance (Group)'s Net Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, China Reinsurance (Group) ranks #268 out of 501 companies for Net Margin %. This places China Reinsurance (Group) in the lower half of its industry. The industry median Net Margin % is 9.29. China Reinsurance (Group)'s value of 6.19% is 33.4% below this benchmark. While the company's 10-year median is 4.55 vs. the industry median of 9.29, China Reinsurance (Group) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Reinsurance (Group)'s current Net Margin % of 6.19% is 33.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on China Reinsurance (Group) and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Reinsurance (Group)'s current Net Margin % is 6.19%, which is 36% above median its own 10-year median of 4.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Reinsurance (Group) stock overvalued right now?
Based on GuruFocus' analysis, China Reinsurance (Group) (STU:C53) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.08, compared to a current price of €0.12 — trading 50.3% above its estimated fair value. The current Net Margin % is 6.19%, which is 36% above median its 10-year median of 4.55 and 33.4% below the Insurance industry median of 9.29. China Reinsurance (Group)'s overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For China Reinsurance (Group) (STU:C53), the current Net Margin % is 6.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Reinsurance (Group) (STU:C53) Overvalued in 2026?
Based on GuruFocus' analysis, China Reinsurance (Group) stock appears to be overvalued.
The current stock price of €0.12 is trading 50.3% above its estimated GF Value™ of €0.08.
GuruFocus considers China Reinsurance (Group) to be Significantly Overvalued.
Key valuation signals for STU:C53:
Net Margin %: 6.19% (36% above median its 10-year median of 4.55)
GF Value™: €0.08 vs. price of €0.12 (50.3% above fair value)
Industry Position: 33.4% below the Insurance median (#268 of 501)
No single metric tells the full story. See the STU:C53 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Reinsurance (Group) Corp is mainly engaged in property and casualty reinsurance, life and health reinsurance, primary property and casualty insurance, asset management and other businesses. Its operating and reportable segments are Property and casualty reinsurance segment offers a wide variety of reinsurance products; Life and health reinsurance segment offers a wide range of reinsurance products; Primary property and casualty insurance segment offers a wide variety of insurance products and other businesses including motor, property and liability insurance; Asset management segment offers asset management services; and Other segments of which majority of revenue comes from Primary property and casualty insurance.
44GF Score
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