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Jeffersonville Bancorp (Jeffersonville Bancorp) Effective Interest Rate on Debt % : 0.00% (As of Dec. 2022)


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What is Jeffersonville Bancorp Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Jeffersonville Bancorp's annualized positive value of Interest Expense for the quarter that ended in Dec. 2022 was $0.00 Mil. Jeffersonville Bancorp's average total debt for the quarter that ended in Dec. 2022 was $0.43 Mil. Therefore, Jeffersonville Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2022 was 0.00%.


Jeffersonville Bancorp Effective Interest Rate on Debt % Historical Data

The historical data trend for Jeffersonville Bancorp's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Jeffersonville Bancorp Effective Interest Rate on Debt % Chart

Jeffersonville Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 117.10 102.36 68.65 77.59 20.30

Jeffersonville Bancorp Quarterly Data
Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Dec22 Dec23
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 68.66 66.27 - - -

Competitive Comparison of Jeffersonville Bancorp's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Jeffersonville Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jeffersonville Bancorp's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jeffersonville Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Jeffersonville Bancorp's Effective Interest Rate on Debt % falls into.



Jeffersonville Bancorp Effective Interest Rate on Debt % Calculation

Jeffersonville Bancorp's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2022 )+Total Debt  (A: Dec. 2023 ))/ count )
=-1  *  -2.616/( (0.427+25.346)/ 2 )
=-1  *  -2.616/12.8865
=20.30 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.346 + 0
=25.346

Jeffersonville Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2022 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2022 )+Total Debt  (Q: Dec. 2022 ))/ count )
=-1  *  0/( (0+0.427)/ 1 )
=-1  *  0/0.427
=0.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2022) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


Jeffersonville Bancorp  (OTCPK:JFBC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Jeffersonville Bancorp Effective Interest Rate on Debt % Related Terms

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Jeffersonville Bancorp (Jeffersonville Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
4864 State Route 52, P.O. Box 398, Jeffersonville, NY, USA, 12748
Jeffersonville Bancorp is a bank holding company whose principal activity is the ownership of all outstanding shares of the Bank's stock. The Bank is a commercial bank providing community banking services to individuals, small businesses, and local municipal governments in Sullivan County, New York. The services and products include personal checking, business checking, debit cards, credit cards, mortgages, personal loans, business loans, personal and business savings, mobile banking, and business services among others.
Executives
Raymond L Walter director P.O. BOX 398, JEFFERSONVILLE NY 12748
John A Russell officer: Senior Vice President/CFO 26 COLEMAN STREET, PORT JERVIS NY 12771
Wayne V Zanetti officer: Vice President 49 HASTINGS DRIVE, GRAHAMSVILLE NY 12740
Edward T Sykes director P.O. BOX 454, JEFFERSONVILLE NY 12748
James F Roche director 5594 RT. 17B, CALLICOON NY 12723
John K Gempler director P.O. BOX 285, JEFFERSONVILLE NY 12748
Kinne George W Jr officer: SVP/Senior Loan Officer PO BOX 312, 9 MEADOW BROOK LANE, ROSCOE NY 12776-0312
Donald L Knack director PO BOX 446, JEFFERSONVILLE NY 12748
Earle A Wilde director P.O. BOX 386, JEFFERSONVILLE NY 12748
Douglas A Heinle director PO BOX 25, COCHECTON CENTER NY 12727
Kenneth C Klein director 14 ST JOSEPHS ROAD, FORESTBURGH NY 12777
Tatiana C Hahn officer: Senior Vice President/CLO 97 SANDER ROAD, JEFFERSONVILLE NY 12748
Solomon Katzoff director PO BOX 15, LAKE HUNTINGTON NY 12752
Gilbert E Weiss other: Director Emeritus P.O. BOX 398, JEFFERSONVILLE NY 12748
Gibson E Mckean director P.O. BOX 54, HIGHLAND LAKE NY 12743

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