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Jeffersonville BancorpJFBC +1.05%60 Dividend Payout Ratio is 0.20 as of Mar. 2026, which is 50% below its 10-year median of 0.40. GuruFocus rates JFBC with a GF Score™ of 60/100 and a GF Value™ of $22.52 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,173 Banks companies, Jeffersonville Bancorp ranks better than 80.31% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Jeffersonville Bancorp's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.20.
The historical rank and industry rank for Jeffersonville Bancorp's Dividend Payout Ratio or its related term are showing as below:
JFBC'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.19 Med: 0.4 Max: 0.56
Current: 0.19
During the past 13 years, the highest Dividend Payout Ratio of Jeffersonville Bancorp was 0.56. The lowest was 0.19. And the median was 0.40.
JFBC's Dividend Payout Ratio is ranked better than 80.31% of 1173
companies
in the Banks industry
Industry Median: 0.32
vs JFBC: 0.19
During the past 13 years, the highest Trailing Annual Dividend Yield of Jeffersonville Bancorp was 4.53%. The lowest was 2.09%. And the median was 3.27%.
During the past 10 years, the average Dividends Per Share Growth Rate was 0.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Jeffersonville Bancorp was 19.70% per year. The lowest was 0.00% per year. And the median was 2.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Jeffersonville Bancorp (OTCPK:JFBC) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Jeffersonville Bancorp Dividend Payout Ratio Related Terms
Jeffersonville Bancorp Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Jeffersonville Bancorp's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jeffersonville Bancorp Dividend Payout Ratio Chart
JFBC vs FKYS, BSBK, WSBK: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Jeffersonville Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jeffersonville Bancorp Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Jeffersonville Bancorp's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Jeffersonville Bancorp's Dividend Payout Ratio falls into.
Jeffersonville Bancorp Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Jeffersonville Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jeffersonville Bancorp (JFBC) has a Dividend Payout Ratio of 0.20 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jeffersonville Bancorp and its competitors. This is 50% below median its historical median of 0.40. Over the past decade, Jeffersonville Bancorp's Dividend Payout Ratio has ranged from 0.19 to 0.56. According to the industry distribution chart, Jeffersonville Bancorp ranks #231 out of 1173 companies in the Banks industry, placing it in the top 19.7%.
Is Jeffersonville Bancorp's Dividend Payout Ratio too high?
Jeffersonville Bancorp's current Dividend Payout Ratio of 0.20 is 50% below median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.56. The Banks industry median Dividend Payout Ratio is 0.32. Jeffersonville Bancorp's value of 0.20 is 37.5% below this industry median. Based on the distribution chart, Jeffersonville Bancorp ranks #231 out of 1173 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jeffersonville Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jeffersonville Bancorp's Dividend Payout Ratio compare to FKYS and BSBK?
According to the Banks industry distribution chart, Jeffersonville Bancorp ranks #231 out of 1173 companies for Dividend Payout Ratio. This places Jeffersonville Bancorp in the top 20% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Jeffersonville Bancorp's value of 0.20 is 37.5% below this benchmark. Historically, Jeffersonville Bancorp's own Dividend Payout Ratio has ranged from 0.19 to 0.56 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.32, Jeffersonville Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jeffersonville Bancorp's current Dividend Payout Ratio of 0.20 is 37.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jeffersonville Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jeffersonville Bancorp's current Dividend Payout Ratio is 0.20, which is 50% below median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jeffersonville Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Jeffersonville Bancorp (JFBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.52, compared to a current price of $27.94 — trading 24.1% above its estimated fair value. The current Dividend Payout Ratio is 0.20, which is 50% below median its 10-year median of 0.40 and 37.5% below the Banks industry median of 0.32. Jeffersonville Bancorp's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Jeffersonville Bancorp (JFBC), the current Dividend Payout Ratio is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jeffersonville Bancorp (JFBC) Overvalued in 2026?
Based on GuruFocus' analysis, Jeffersonville Bancorp stock appears to be overvalued.
The current stock price of $27.94 is trading 24.1% above its estimated GF Value™ of $22.52.
GuruFocus considers Jeffersonville Bancorp to be Modestly Overvalued.
Key valuation signals for JFBC:
Dividend Payout Ratio: 0.20 (50% below median its 10-year median of 0.40)
GF Value™: $22.52 vs. price of $27.94 (24.1% above fair value)
Industry Position: 37.5% below the Banks median (#231 of 1173)
No single metric tells the full story. See the JFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jeffersonville Bancorp is a bank holding company whose principal activity is the ownership of all outstanding shares of the Bank's stock. The Bank is a commercial bank providing community banking services to individuals, small businesses, and local municipal governments in Sullivan County, New York. The services and products include personal checking, business checking, debit cards, credit cards, mortgages, personal loans, business loans, personal and business savings, mobile banking, and business services, among others.
60GF Score
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