JFBC (Jeffersonville Bancorp) Total Payout Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JFBC Jeffersonville Bancorp JFBC
59 GF Score
Price $28.00
GF Value $22.78
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Jeffersonville Bancorp Total Payout Ratio?

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Jeffersonville Bancorp's current Total Payout Ratio is .


Jeffersonville Bancorp Total Payout Ratio Related Terms


Jeffersonville Bancorp Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Jeffersonville Bancorp's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jeffersonville Bancorp Total Payout Ratio Chart

Jeffersonville Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -

Jeffersonville Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

JFBC vs WSBK, BBNA, PROV: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Jeffersonville Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jeffersonville Bancorp Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jeffersonville Bancorp's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Jeffersonville Bancorp's Total Payout Ratio falls into.


JFBC
59GF Score
Jeffersonville Bancorp JFBC
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jeffersonville Bancorp Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Jeffersonville Bancorp's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0 + 0 + -4.657) / 12.553
=0.37

Jeffersonville Bancorp's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- ( + + ) / 0.054
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Jeffersonville Bancorp (JFBC) Overvalued in 2026?

Based on GuruFocus' analysis, Jeffersonville Bancorp stock appears to be overvalued. The current stock price of $28.00 is trading 22.9% above its estimated GF Value™ of $22.78. GuruFocus considers Jeffersonville Bancorp to be Modestly Overvalued.

Key valuation signals for JFBC:

  • Total Payout Ratio:
  • GF Value™: $22.78 vs. price of $28.00 (22.9% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the JFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jeffersonville Bancorp Business Description

Address 4866 State Route 52, P.O. Box 398, Jeffersonville, NY, USA, 12748
Jeffersonville Bancorp is a bank holding company whose principal activity is the ownership of all outstanding shares of the Bank's stock. The Bank is a commercial bank providing community banking services to individuals, small businesses, and local municipal governments in Sullivan County, New York. The services and products include personal checking, business checking, debit cards, credit cards, mortgages, personal loans, business loans, personal and business savings, mobile banking, and business services, among others.
59GF Score

Get the complete analysis for JFBC

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.00
Price
$22.78
GF Value