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JFBC (Jeffersonville Bancorp) Cyclically Adjusted PB Ratio : (As of May. 29, 2025)


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What is Jeffersonville Bancorp Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Jeffersonville Bancorp Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Jeffersonville Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jeffersonville Bancorp Cyclically Adjusted PB Ratio Chart

Jeffersonville Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 1.13 1.32 1.11 -

Jeffersonville Bancorp Quarterly Data
Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Dec23
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.42 1.20 1.13 1.11 -

Competitive Comparison of Jeffersonville Bancorp's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Jeffersonville Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jeffersonville Bancorp's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jeffersonville Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jeffersonville Bancorp's Cyclically Adjusted PB Ratio falls into.


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Jeffersonville Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Jeffersonville Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Jeffersonville Bancorp's adjusted Book Value per Share data for the three months ended in Dec. 2023 was:

Adj_Book=Book Value per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=19.071/129.4194*129.4194
=19.071

Current CPI (Dec. 2023) = 129.4194.

Jeffersonville Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201306 11.912 98.518 15.648
201309 12.089 98.790 15.837
201312 12.522 98.326 16.482
201403 0.000 99.695 0.000
201406 13.269 100.560 17.077
201409 13.362 100.428 17.219
201412 13.255 99.070 17.316
201503 13.480 99.621 17.512
201506 0.000 100.684 0.000
201509 13.723 100.392 17.691
201512 13.898 99.792 18.024
201603 14.176 100.470 18.261
201606 14.426 101.688 18.360
201609 14.538 101.861 18.471
201612 14.297 101.863 18.165
201703 0.000 102.862 0.000
201706 0.000 103.349 0.000
201709 14.925 104.136 18.549
201712 14.729 104.011 18.327
201803 14.867 105.290 18.274
201806 15.140 106.317 18.430
201809 15.344 106.507 18.645
201812 15.401 105.998 18.804
201903 15.765 107.251 19.024
201906 16.357 108.070 19.588
201909 16.658 108.329 19.901
201912 16.574 108.420 19.784
202003 16.519 108.902 19.631
202006 17.136 108.767 20.390
202009 17.421 109.815 20.531
202012 17.575 109.897 20.697
202103 17.593 111.754 20.374
202106 18.115 114.631 20.452
202109 18.127 115.734 20.270
202112 18.672 117.630 20.543
202203 16.735 121.301 17.855
202206 15.838 125.017 16.396
202209 14.892 125.227 15.391
202212 16.241 125.222 16.785
202312 19.071 129.419 19.071

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Jeffersonville Bancorp  (OTCPK:JFBC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Jeffersonville Bancorp Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Jeffersonville Bancorp's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Jeffersonville Bancorp Business Description

Traded in Other Exchanges
N/A
Address
4866 State Route 52, P.O. Box 398, Jeffersonville, NY, USA, 12748
Jeffersonville Bancorp is a bank holding company whose principal activity is the ownership of all outstanding shares of the Bank's stock. The Bank is a commercial bank providing community banking services to individuals, small businesses, and local municipal governments in Sullivan County, New York. The services and products include personal checking, business checking, debit cards, credit cards, mortgages, personal loans, business loans, personal and business savings, mobile banking, and business services among others.
Executives
Raymond L Walter director P.O. BOX 398, JEFFERSONVILLE NY 12748
John A Russell officer: Senior Vice President/CFO 26 COLEMAN STREET, PORT JERVIS NY 12771
Wayne V Zanetti officer: Vice President 49 HASTINGS DRIVE, GRAHAMSVILLE NY 12740
Edward T Sykes director P.O. BOX 454, JEFFERSONVILLE NY 12748
James F Roche director 5594 RT. 17B, CALLICOON NY 12723
John K Gempler director P.O. BOX 285, JEFFERSONVILLE NY 12748
Kinne George W Jr officer: SVP/Senior Loan Officer PO BOX 312, 9 MEADOW BROOK LANE, ROSCOE NY 12776-0312
Donald L Knack director PO BOX 446, JEFFERSONVILLE NY 12748
Earle A Wilde director P.O. BOX 386, JEFFERSONVILLE NY 12748
Douglas A Heinle director PO BOX 25, COCHECTON CENTER NY 12727
Kenneth C Klein director 14 ST JOSEPHS ROAD, FORESTBURGH NY 12777
Tatiana C Hahn officer: Senior Vice President/CLO 97 SANDER ROAD, JEFFERSONVILLE NY 12748
Solomon Katzoff director PO BOX 15, LAKE HUNTINGTON NY 12752
Gilbert E Weiss other: Director Emeritus P.O. BOX 398, JEFFERSONVILLE NY 12748
Gibson E Mckean director P.O. BOX 54, HIGHLAND LAKE NY 12743

Jeffersonville Bancorp Headlines

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