JFBC (Jeffersonville Bancorp) ROC %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JFBC Jeffersonville Bancorp JFBC
60 GF Score
Price $27.94
GF Value $22.52
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Jeffersonville Bancorp ROC %?

Jeffersonville Bancorp JFBC +1.05% 60 ROC % is % as of Mar. 2026. GuruFocus rates JFBC with a GF Score™ of 60/100 and a GF Value™ of $22.52 (Modestly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

JFBC
60GF Score
Jeffersonville Bancorp JFBC
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Jeffersonville Bancorp (JFBC) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Jeffersonville Bancorp and its competitors.
Is Jeffersonville Bancorp's ROC % too high?
Jeffersonville Bancorp's current ROC % is %. Overall, Jeffersonville Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jeffersonville Bancorp's ROC % compare to FKYS and BSBK?
Jeffersonville Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Jeffersonville Bancorp and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jeffersonville Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jeffersonville Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Jeffersonville Bancorp (JFBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.52, compared to a current price of $27.94 — trading 24.1% above its estimated fair value. The current ROC % is %. Jeffersonville Bancorp's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Jeffersonville Bancorp (JFBC), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jeffersonville Bancorp (JFBC) Overvalued in 2026?

Based on GuruFocus' analysis, Jeffersonville Bancorp stock appears to be overvalued. The current stock price of $27.94 is trading 24.1% above its estimated GF Value™ of $22.52. GuruFocus considers Jeffersonville Bancorp to be Modestly Overvalued.

Key valuation signals for JFBC:

  • ROC %: %
  • GF Value™: $22.52 vs. price of $27.94 (24.1% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the JFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jeffersonville Bancorp Business Description

Address 4866 State Route 52, P.O. Box 398, Jeffersonville, NY, USA, 12748
Jeffersonville Bancorp is a bank holding company whose principal activity is the ownership of all outstanding shares of the Bank's stock. The Bank is a commercial bank providing community banking services to individuals, small businesses, and local municipal governments in Sullivan County, New York. The services and products include personal checking, business checking, debit cards, credit cards, mortgages, personal loans, business loans, personal and business savings, mobile banking, and business services, among others.
60GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.94
Price
$22.52
GF Value