JFBC (Jeffersonville Bancorp) FCF Yield %: 11.22 (As of Aug. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JFBC Jeffersonville Bancorp JFBC
60 GF Score
Price $27.94
GF Value $22.52
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Jeffersonville Bancorp FCF Yield %?

Jeffersonville Bancorp JFBC +1.05% 60 FCF Yield % is 11.22 as of Aug. 01, 2026. GuruFocus rates JFBC with a GF Score™ of 60/100 and a GF Value™ of $22.52 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Jeffersonville Bancorp ranks better than 65.31% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Jeffersonville Bancorp's Trailing 12-Month Free Cash Flow is $13.27 Mil, and Market Cap is $118.31 Mil. Therefore, Jeffersonville Bancorp's FCF Yield % for today is 11.22%.

The historical rank and industry rank for Jeffersonville Bancorp's FCF Yield % or its related term are showing as below:

JFBC' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 11.22
Current: 11.22


During the past 13 years, the highest FCF Yield % of Jeffersonville Bancorp was 11.22%. The lowest was 0.00%. And the median was 0.00%.

JFBC's FCF Yield % is ranked better than
65.31% of 1502 companies
in the Banks industry
Industry Median: 7.9 vs JFBC: 11.22

Jeffersonville Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Jeffersonville Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Jeffersonville Bancorp FCF Yield % Related Terms


Jeffersonville Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for Jeffersonville Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jeffersonville Bancorp FCF Yield % Chart

Jeffersonville Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.53 11.77 15.17 13.95 13.78

Jeffersonville Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

JFBC vs FKYS, BSBK, WSBK: FCF Yield % Comparison

For the Banks - Regional subindustry, Jeffersonville Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jeffersonville Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Jeffersonville Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Jeffersonville Bancorp's FCF Yield % falls into.


JFBC
60GF Score
Jeffersonville Bancorp JFBC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jeffersonville Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Jeffersonville Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=13.274 / 96.3039
=13.78%

Jeffersonville Bancorp's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 115.40375
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 11.22 mean?
Jeffersonville Bancorp (JFBC) has a FCF Yield % of 11.22 as of Aug. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jeffersonville Bancorp and its competitors. According to the industry distribution chart, Jeffersonville Bancorp ranks #521 out of 1502 companies in the Banks industry, placing it in the top 34.7%.
Is Jeffersonville Bancorp's FCF Yield % too high?
Jeffersonville Bancorp's current FCF Yield % is 11.22. The Banks industry median FCF Yield % is 7.90. Jeffersonville Bancorp's value of 11.22 is 42% above this industry median. Based on the distribution chart, Jeffersonville Bancorp ranks #521 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Jeffersonville Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jeffersonville Bancorp's FCF Yield % compare to FKYS and BSBK?
According to the Banks industry distribution chart, Jeffersonville Bancorp ranks #521 out of 1502 companies for FCF Yield %. This puts Jeffersonville Bancorp in the upper half of its industry. The industry median FCF Yield % is 7.90. Jeffersonville Bancorp's value of 11.22 is 42% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.90, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jeffersonville Bancorp's current FCF Yield % of 11.22 is 42% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jeffersonville Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 7.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jeffersonville Bancorp's current FCF Yield % is 11.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jeffersonville Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Jeffersonville Bancorp (JFBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.52, compared to a current price of $27.94 — trading 24.1% above its estimated fair value. The current FCF Yield % is 11.22 and 42% above the Banks industry median of 7.90. Jeffersonville Bancorp's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Jeffersonville Bancorp (JFBC), the current FCF Yield % is 11.22 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jeffersonville Bancorp (JFBC) Overvalued in 2026?

Based on GuruFocus' analysis, Jeffersonville Bancorp stock appears to be overvalued. The current stock price of $27.94 is trading 24.1% above its estimated GF Value™ of $22.52. GuruFocus considers Jeffersonville Bancorp to be Modestly Overvalued.

Key valuation signals for JFBC:

  • FCF Yield %: 11.22
  • GF Value™: $22.52 vs. price of $27.94 (24.1% above fair value)
  • GF Score™: 60/100 with 5 warning signs
  • Industry Position: 42% above the Banks median (#521 of 1502)

No single metric tells the full story. See the JFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jeffersonville Bancorp Business Description

Address 4866 State Route 52, P.O. Box 398, Jeffersonville, NY, USA, 12748
Jeffersonville Bancorp is a bank holding company whose principal activity is the ownership of all outstanding shares of the Bank's stock. The Bank is a commercial bank providing community banking services to individuals, small businesses, and local municipal governments in Sullivan County, New York. The services and products include personal checking, business checking, debit cards, credit cards, mortgages, personal loans, business loans, personal and business savings, mobile banking, and business services, among others.
60GF Score

Get the complete analysis for JFBC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.94
Price
$22.52
GF Value